Change in Director(s) of the company.
Ask the chart: “Has this stock recovered from similar drawdowns before?”
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Latest filings
NSE announcements · newest firstKey MetricsFull financials →
P/E (TTM)
11.2×
EPS ₹1.95
P / Book
1.10×
BVPS ₹20
ROE
9.6%
FY26, avg equity
ROA
0.78%
avg assets
Interest income YoY
+10.4%
Q1 FY27
Net profit YoY
+23.2%
Q1 FY27
Market cap
₹15,483 Cr
Div. yield
1.79%
₹0.39 in 12 months
From NSE filings (standalone) and the last close.
Shareholding Pattern Jun 2026
Promoter pledge: none reported
Peer Comparison
| Bank | P/E | P/B | ROE | GNPA |
|---|---|---|---|---|
| MAHABANK₹65,286 Cr | 8.7× | 1.96× | 22.7% | 1.45% |
| BANKINDIA₹62,810 Cr | 5.3× | 0.70× | 12.1% | 1.81% |
| IOB₹61,583 Cr | 10.7× | 1.64× | 14.9% | 1.33% |
| UCOBANK₹29,970 Cr | 10.6× | 0.90× | 8.6% | 2.08% |
| CENTRALBK₹28,222 Cr | 6.2× | 0.72× | 11.9% | 2.60% |
| PSB₹15,483 Cr | 11.2× | 1.10× | 9.6% | 2.21% |
Public Sector Bank: the companies closest in market value, of the 12 in that basic industry whose filings we hold. Computed from each company's NSE filings (up to Q1 FY27) and the last close; hover a column for its definition.
Forensic Flags
Share count changed +4.7% in three years, net of bonuses and splits
From 2022-09-30 to 2026-03-31. Shares issued for mergers, placements, conversions and stock options all count.
8 checks within their thresholds
Exceptional items above 5% of pre-tax profit in 0 of the last 5 years
FY22–FY26.
Effective tax rate averaged 27%
Tax over pre-tax profit, last 3 years. The base corporate rate is about 25%.
Promoter holding is 93.85%, +0.00 points over a year
2026-06-30 against 2025-06-30.
No promoter shares are pledged
Shareholding pattern as at 2026-06-30.
No auditor change or resignation filings in three years
From NSE announcements on record.
Results were filed late in 0 of the last 8 quarters
Slowest filing came 29 days after the period end.
Gross NPA is 2.21%, -1.13 points over a year; net NPA 0.65%
Standalone results, 2026-06-30 against 2025-06-30.
Provisions took 20% of pre-provision operating profit
FY26.
Computed from NSE filings (standalone). Colours follow fixed thresholds, shown on hover. These are facts about the filings, not advice.
Formula Scores
Piotroski F-score: not computed · FY to 2026-03-31the tests use working capital and gross margin, which a bank's or insurer's statements do not have
Altman Z-score: not computed · FY to 2026-03-31not defined for a bank's or insurer's balance sheet
Graham number: 28.87 ₹ per share · FY to 2026-03-31√(22.5 × earnings per share × book value per share): the price at which P/E × P/B = 22.5 (a P/E of 15 at a P/B of 1.5)
- earnings per share: 1.86
- book value per share: 19.92 — owners' equity over shares (paid-up capital / face value)
Inputs: earnings per share 1.86 (2026-03-31) · owners' equity ₹14,132 Cr (2026-03-31) · paid-up capital ₹7,096 Cr (2026-03-31) · face value 10 (2026-03-31)
a number the book uses as a ceiling for a defensive investor's purchase price; it is arithmetic on two reported figures, not a valuation
Source: Benjamin Graham, The Intelligent Investor (1949; the 22.5 in the 1973 edition's criteria for the defensive investor)
Sloan accrual ratio: not computed · FY to 2026-03-31operating cash flow is not comparable for a bank or insurer
Each score is its published formula applied to the company's own filings (standalone); open one for the tests, the inputs and the paper. Arithmetic on the filings, not a view on the stock.