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Ask the chart: “Has this stock recovered from similar drawdowns before?”
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Latest filings
NSE announcements · newest firstKey MetricsFull financials →
P/E (TTM)
10.6×
EPS ₹2.25
P / Book
0.90×
BVPS ₹27
ROE
8.6%
FY26, avg equity
ROA
0.73%
avg assets
Interest income YoY
+8.7%
Q1 FY27
Net profit YoY
+8.0%
Q1 FY27
Market cap
₹29,970 Cr
Div. yield
1.84%
₹0.44 in 12 months
From NSE filings (standalone) and the last close.
Shareholding Pattern Jun 2026
Promoter pledge: none reported
Peer Comparison
Peer comparison is unavailable right now.
Forensic Flags
Effective tax rate averaged 36%
Tax over pre-tax profit, last 3 years. The base corporate rate is about 25%.
Share count changed +4.9% in three years, net of bonuses and splits
From 2022-09-30 to 2026-03-31. Shares issued for mergers, placements, conversions and stock options all count.
Provisions took 32% of pre-provision operating profit
FY26.
6 checks within their thresholds
Exceptional items above 5% of pre-tax profit in 0 of the last 4 years
FY20–FY26.
Promoter holding is 90.95%, +0.00 points over a year
2026-06-30 against 2025-06-30.
No promoter shares are pledged
Shareholding pattern as at 2026-06-30.
No auditor change or resignation filings in three years
From NSE announcements on record.
Results were filed late in 0 of the last 8 quarters
Slowest filing came 28 days after the period end.
Gross NPA is 2.08%, -0.55 points over a year; net NPA 0.25%
Standalone results, 2026-06-30 against 2025-06-30.
Computed from NSE filings (standalone). Colours follow fixed thresholds, shown on hover. These are facts about the filings, not advice.
Formula Scores
Piotroski F-score: not computed · FY to 2026-03-31the tests use working capital and gross margin, which a bank's or insurer's statements do not have
Altman Z-score: not computed · FY to 2026-03-31not defined for a bank's or insurer's balance sheet
Graham number: 36.31 ₹ per share · FY to 2026-03-31√(22.5 × earnings per share × book value per share): the price at which P/E × P/B = 22.5 (a P/E of 15 at a P/B of 1.5)
- earnings per share: 2.21
- book value per share: 26.52 — owners' equity over shares (paid-up capital / face value)
Inputs: earnings per share 2.21 (2026-03-31) · owners' equity ₹33,249 Cr (2026-03-31) · paid-up capital ₹12,540 Cr (2026-03-31) · face value 10 (2026-03-31)
a number the book uses as a ceiling for a defensive investor's purchase price; it is arithmetic on two reported figures, not a valuation
Source: Benjamin Graham, The Intelligent Investor (1949; the 22.5 in the 1973 edition's criteria for the defensive investor)
Sloan accrual ratio: not computed · FY to 2026-03-31operating cash flow is not comparable for a bank or insurer
Each score is its published formula applied to the company's own filings (standalone); open one for the tests, the inputs and the paper. Arithmetic on the filings, not a view on the stock.