ESAF Small Finance Bank Limited
NSE: ESAFSFBINE818W01011·Financial ServicesSeries BE·www.esafbank.com ↗·Mcap ₹2,107 Cr·Listed 2023
₹42.86▲ ₹2.04  (5.00%)
52W: ₹20 – ₹45 · Vol: 12.0L shares · Close 25 Sept
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Annual report FY26 — 22.14 MB · Shareholding pattern — Jun 2026 · All filings
AI equity note (bull/bear, numbers, sources) — coming soon
Management guidance consistency — coming soon

Latest filings

NSE announcements · newest first
Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015
Trading window25 Sept 2026 PDF
Outcome of Board Meeting held on September 23, 2026.
Board outcome23 Sept 2026 PDF
Allotment of equity shares pursuant to ESOP/ESPS.
Fund raise22 Sept 2026 PDF
All filings →
P/E (TTM)
-433.4×
EPS ₹-0.10
P / Book
1.24×
BVPS ₹35
ROE
-8.9%
FY26, avg equity
ROA
-0.57%
avg assets
Interest income YoY
+32.5%
Q1 FY27
Net profit YoY
+198.6%
Q1 FY27
Market cap
₹2,210 Cr
Div. yield
–
no dividend in 12 months
From NSE filings (standalone) and the last close.
Shareholding Pattern Jun 2026
Promoters
63.2%▼ 0.03
FIIs
0.3%▲ 0.31
DIIs
3.8%▼ 0.83
Retail
17.9%▲ 0.37
Others
14.7%▲ 0.18
Promoter pledge: none reported
Peer Comparison
BankP/EP/BROEGNPA
EQUITASBNK₹7,648 Cr15.0×1.25×1.7%2.42%
JSFB₹5,637 Cr14.8×1.26×7.6%2.39%
UTKARSHBNK₹2,456 Cr–0.88×-40.0%6.09%
ESAFSFB₹2,210 Cr–1.24×-8.9%5.40%
SURYODAY₹1,585 Cr8.3×0.76×7.6%6.60%
CAPITALSFB₹1,284 Cr7.0×0.88×10.1%2.47%
Other Bank: the companies closest in market value, of the 9 in that basic industry whose filings we hold. Computed from each company's NSE filings (up to Q1 FY27) and the last close; hover a column for its definition.
Forensic Flags1 Watch
Provisions took 132% of pre-provision operating profit
FY26.
Exceptional items above 5% of pre-tax profit in 1 of the last 3 years
FY24–FY26.
5 checks within their thresholds
Promoter holding is 63.25%, -0.06 points over a year
2026-06-30 against 2025-06-30.
No promoter shares are pledged
Shareholding pattern as at 2026-06-30.
No auditor change or resignation filings in three years
From NSE announcements on record.
Results were filed late in 0 of the last 8 quarters
Slowest filing came 46 days after the period end.
Gross NPA is 5.40%, -2.08 points over a year; net NPA 0.83%
Standalone results, 2026-06-30 against 2025-06-30.
Computed from NSE filings (standalone). Colours follow fixed thresholds, shown on hover. These are facts about the filings, not advice. 1 check not run for lack of data.
Formula Scores
Piotroski F-score: not computed · FY to 2026-03-31
the tests use working capital and gross margin, which a bank's or insurer's statements do not have
Altman Z-score: not computed · FY to 2026-03-31
not defined for a bank's or insurer's balance sheet
Graham number: not computed · FY to 2026-03-31
undefined when earnings or book value per share are not positive
Sloan accrual ratio: not computed · FY to 2026-03-31
operating cash flow is not comparable for a bank or insurer
Each score is its published formula applied to the company's own filings (standalone); open one for the tests, the inputs and the paper. Arithmetic on the filings, not a view on the stock.