Allotment of 50000 securities pursuant to Non Convertible Securities at its meeting held on September 25, 2026
Ask the chart: “Has this stock recovered from similar drawdowns before?”
AI equity note (bull/bear, numbers, sources) — coming soon
Management guidance consistency — coming soon
Latest filings
NSE announcements · newest firstChange in Director(s) of the company.
Show Cause Notice received on September 21, 2026
S regarding the Non deal roadshow to be attended by the representatives of the Bank
Outcome of Board Meeting held on September 16, 2026.
Key MetricsFull financials →
P/E (TTM)
15.0×
EPS ₹4.47
P / Book
1.25×
BVPS ₹54
ROE
1.7%
FY26, avg equity
ROA
0.18%
avg assets
Interest income YoY
+18.9%
Q1 FY27
Net profit YoY
+182.1%
Q1 FY27
Market cap
₹7,648 Cr
Div. yield
–
no dividend in 12 months
From NSE filings (standalone) and the last close.
Shareholding Pattern Jun 2026
No promoter group: fully public shareholding
Peer Comparison
| Bank | P/E | P/B | ROE | GNPA |
|---|---|---|---|---|
| AUBANK₹76,174 Cr | 26.7× | 3.81× | 14.2% | 2.10% |
| UJJIVANSFB₹12,571 Cr | 13.9× | 1.84× | 10.7% | 2.16% |
| EQUITASBNK₹7,648 Cr | 15.0× | 1.25× | 1.7% | 2.42% |
| JSFB₹5,637 Cr | 14.8× | 1.26× | 7.6% | 2.39% |
| UTKARSHBNK₹2,456 Cr | – | 0.88× | -40.0% | 6.09% |
| ESAFSFB₹2,210 Cr | – | 1.24× | -8.9% | 5.40% |
Other Bank: the companies closest in market value, of the 9 in that basic industry whose filings we hold. Computed from each company's NSE filings (up to Q1 FY27) and the last close; hover a column for its definition.
Forensic Flags1 Watch
Provisions took 90% of pre-provision operating profit
FY26.
No promoter group
The company is fully publicly held, so promoter holding and pledge checks do not apply.
6 checks within their thresholds
Exceptional items above 5% of pre-tax profit in 0 of the last 5 years
FY21–FY26.
Effective tax rate averaged 25%
Tax over pre-tax profit, last 3 years. The base corporate rate is about 25%.
Share count changed -9.0% in three years, net of bonuses and splits
From 2022-09-30 to 2026-03-31. Shares issued for mergers, placements, conversions and stock options all count.
No auditor change or resignation filings in three years
From NSE announcements on record.
Results were filed late in 0 of the last 8 quarters
Slowest filing came 39 days after the period end.
Gross NPA is 2.42%, -0.50 points over a year; net NPA 0.71%
Standalone results, 2026-06-30 against 2025-06-30.
Computed from NSE filings (standalone). Colours follow fixed thresholds, shown on hover. These are facts about the filings, not advice.
Formula Scores
Piotroski F-score: not computed · FY to 2026-03-31the tests use working capital and gross margin, which a bank's or insurer's statements do not have
Altman Z-score: not computed · FY to 2026-03-31not defined for a bank's or insurer's balance sheet
Graham number: 32.97 ₹ per share · FY to 2026-03-31√(22.5 × earnings per share × book value per share): the price at which P/E × P/B = 22.5 (a P/E of 15 at a P/B of 1.5)
- earnings per share: 0.9
- book value per share: 53.68 — owners' equity over shares (paid-up capital / face value)
Inputs: earnings per share 0.9 (2026-03-31) · owners' equity ₹6,125 Cr (2026-03-31) · paid-up capital ₹1,141 Cr (2026-03-31) · face value 10 (2026-03-31)
a number the book uses as a ceiling for a defensive investor's purchase price; it is arithmetic on two reported figures, not a valuation
Source: Benjamin Graham, The Intelligent Investor (1949; the 22.5 in the 1973 edition's criteria for the defensive investor)
Sloan accrual ratio: not computed · FY to 2026-03-31operating cash flow is not comparable for a bank or insurer
Each score is its published formula applied to the company's own filings (standalone); open one for the tests, the inputs and the paper. Arithmetic on the filings, not a view on the stock.