Quarterly results
standalone · as filed with NSE · Q1 FY27 back to Q2 FY24
| ₹ crore | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 | Q2 FY24 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest earned | 884 | 837 | 821 | 840 | 881 | 880 | 932 | 987 | 966 | 896 | 806 | 756 |
| Interest expended | 461 | 461 | 473 | 489 | 479 | 468 | 452 | 429 | 393 | 356 | 324 | 315 |
| Net interest income | 422 | 376 | 348 | 350 | 402 | 411 | 480 | 558 | 573 | 540 | 482 | 442 |
| Other income | 119 | 115 | 80.6 | 97.3 | 138 | 287 | 105 | 103 | 105 | 121 | 82.7 | 105 |
| Operating profit (pre-provision) | 63.6 | 12.3 | −44.3 | −3.3 | 91.6 | 234 | 185 | 276 | 311 | 282 | 256 | 238 |
| Provisions | 109 | 244 | 446 | 462 | 411 | 223 | 423 | 208 | 125 | 73.9 | 104 | 83.3 |
| Profit before tax | −45.4 | −232 | −491 | −465 | −319 | 11.3 | −238 | 68.1 | 186 | 208 | 152 | 154 |
| Net profit | −33.9 | −188 | −375 | −348 | −239 | 3 | −168 | 51.4 | 137 | 160 | 116 | 114 |
| EPS (₹) | -0.19 | -1.06 | -2.46 | -3.16 | -2.17 | 0.03 | -1.53 | 0.47 | 1.25 | 1.45 | 1.14 | 1.17 |
| Gross NPA | 6.1% | 7.7% | 11.1% | 12.4% | 11.4% | 9.4% | 0.1% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net NPA | 2.9% | 3.3% | 4.5% | 5.0% | 5.0% | 4.8% | 0.0% | 0.0% | – | – | – | – |
| Net profit YoY | +85.8% | −6430.5% | −123.2% | −778.3% | −274.3% | −98.1% | −244.8% | −55.1% | – | – | – | – |
Annual results
financial years ending March · from the fourth-quarter filings| ₹ crore | FY26 | FY25 | FY24 |
|---|---|---|---|
| Interest earned | 3,379 | 3,765 | 3,178 |
| Interest expended | 1,902 | 1,742 | 1,293 |
| Net interest income | 1,477 | 2,023 | 1,886 |
| Other income | 431 | 600 | 400 |
| Operating profit (pre-provision) | 56.3 | 1,007 | 997 |
| Provisions | 1,563 | 979 | 338 |
| Profit before tax | −1,507 | 27.7 | 659 |
| Net profit | −1,151 | 23.7 | 498 |
| EPS (₹) | -8.37 | 0.22 | 4.79 |
| Gross NPA | 7.7% | 9.4% | 0.0% |
| Net NPA | 3.3% | 4.8% | – |
| Net profit YoY | −4956.4% | −95.2% | – |
EPS is as filed for each period and is not restated for later bonus issues or splits.
Cash flow
annual · ₹ crore| ₹ crore | FY26 | FY25 | FY24 |
|---|---|---|---|
| Operating cash flow | 781 | 876 | 991 |
| Investing cash flow | −3,309 | −777 | −620 |
| Financing cash flow | 1,412 | 310 | 140 |
Net profit trend
annual, ₹ croreFY24
₹498
FY25
₹23.7−95%
FY26
₹−1,151−4956%
Result filings
as filed with NSE · PDF and XBRL| Period | Basis | Filed | Documents |
|---|---|---|---|
| Q1 FY27 | Standalone | 1 Aug 2026 | PDF on NSE XBRL |
| Q4 FY26 | Standalone · audited | 9 May 2026 | PDF on NSE XBRL |
| Q3 FY26 | Standalone | 2 Feb 2026 | PDF on NSE XBRL |
| Q2 FY26 | Standalone | 14 Nov 2025 | PDF XBRL |
| Q1 FY26 | Standalone | 2 Aug 2025 | PDF on NSE XBRL |
| Q4 FY25 | Standalone | 3 May 2025 | PDF XBRL |
| Q3 FY25 | Standalone | 17 Feb 2025 | PDF on NSE XBRL |
| Q2 FY25 | Standalone · audited | 2 Dec 2024 | PDF on NSE XBRL |
| Q1 FY25 | Standalone | 3 Aug 2024 | PDF on NSE XBRL |
| Q4 FY24 | Standalone · audited | 26 Apr 2024 | PDF on NSE XBRL |
Annual reports
NSE archiveKey ratios
P/E (TTM)5Y avg 77.3×-2.6×
P/B5Y avg 1.76×0.88×
ROEFY26, on average equity-40.0%
ROAon average assets-4.04%
Revenue CAGR (3Y)–
Profit CAGR (3Y)–
EPS (TTM)₹-5.31
Market cap₹2,456 Cr
Computed from the filings and the last close. Market cap uses the latest share count from the balance sheet.
P/B vs history
0.88×
vs 6-point avg 1.76× (−50%)
0.66× low1.76× avg2.88× high
History points are balance-sheet dates (2023 → 2026), priced at the adjusted close on each date.
Balance sheet 31 Mar 2026
Total assets₹28,869 Cr+3%
Advances₹18,070 Cr−3%
Deposits₹21,654 Cr+0%
Investments₹6,914 Cr+39%
Borrowings₹2,829 Cr+20%
Net worth₹2,776 Cr−7%
Change vs the same date a year earlier.
Revenue mix FY26
Retail77.4%result ₹−1,465 Cr
Treasury15.0%result ₹−65.8 Cr
Wholesale7.6%result ₹24.5 Cr
Segment revenue as reported, before inter-segment eliminations.