Appointment of Mr. Tsewang Tharchin, IA&AS as Non- Executive Director of the company w.e.f. September 22, 2026.
Ask the chart: “Has this stock recovered from similar drawdowns before?”
Q1 FY27 results — filed 22 Sept 2026 · PDF · Annual report FY26 — 17.16 MB · Shareholding pattern — Jun 2026 · All filings
AI equity note (bull/bear, numbers, sources) — coming soon
Management guidance consistency — coming soon
Latest filings
NSE announcements · newest firstCopy Srutinizers report of Annual General Meeting held on September 22, 2026. Further, the company has informed the Exchange regarding voting results.
Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015
Proceedings of Annual General Meeting held on September 22, 2026
Cessation of Mr R K Chhibber as Non- Executive Director of the company w.e.f. September 22, 2026.
Key MetricsFull financials →
P/E (TTM)
7.0×
EPS ₹20.92
P / Book
0.98×
BVPS ₹150
ROE
15.4%
FY26, avg equity
ROA
1.32%
avg assets
Interest income YoY
+8.5%
Q1 FY27
Net profit YoY
−12.5%
Q1 FY27
Market cap
₹16,090 Cr
Div. yield
–
no dividend in 12 months
From NSE filings (consolidated) and the last close.
Shareholding Pattern Jun 2026
Promoter pledge: none reported
Peer Comparison
| Bank | P/E | P/B | ROE | GNPA |
|---|---|---|---|---|
| KARURVYSYA₹31,701 Cr | 11.6× | 2.25× | 19.3% | 0.74% |
| BANDHANBNK₹30,238 Cr | 22.3× | 1.18× | 4.9% | 3.15% |
| CUB₹16,761 Cr | 11.9× | 1.59× | 13.2% | 1.73% |
| J&KBANK₹16,090 Cr | 7.0× | 0.98× | 15.4% | 2.37% |
| TMB₹13,965 Cr | 9.7× | 1.38× | 14.0% | 0.69% |
| KTKBANK₹12,688 Cr | 8.8× | 0.96× | 10.4% | 2.58% |
Private Sector Bank: the companies closest in market value, of the 20 in that basic industry whose filings we hold. Computed from each company's NSE filings (up to Q1 FY27) and the last close; hover a column for its definition.
Forensic Flags1 Watch
Share count changed +14.5% in three years, net of bonuses and splits
From 2022-09-30 to 2026-03-31. Shares issued for mergers, placements, conversions and stock options all count.
Exceptional items above 5% of pre-tax profit in 1 of the last 5 years
FY22–FY26.
1 auditor change filing(s) in the last three years
Latest 19 Sep 2026. Rotation at the end of a term is routine.
6 checks within their thresholds
Effective tax rate averaged 25%
Tax over pre-tax profit, last 3 years. The base corporate rate is about 25%.
Promoter holding is 59.40%, +0.00 points over a year
2026-06-30 against 2025-06-30.
No promoter shares are pledged
Shareholding pattern as at 2026-06-30.
Results were filed late in 0 of the last 8 quarters
Slowest filing came 35 days after the period end.
Gross NPA is 2.37%, -1.13 points over a year; net NPA 0.60%
Standalone results, 2026-06-30 against 2025-06-30.
Provisions took 1% of pre-provision operating profit
FY26.
Computed from NSE filings (consolidated). Colours follow fixed thresholds, shown on hover. These are facts about the filings, not advice.
Formula Scores
Piotroski F-score: not computed · FY to 2026-03-31the tests use working capital and gross margin, which a bank's or insurer's statements do not have
Altman Z-score: not computed · FY to 2026-03-31not defined for a bank's or insurer's balance sheet
Graham number: 268.71 ₹ per share · FY to 2026-03-31√(22.5 × earnings per share × book value per share): the price at which P/E × P/B = 22.5 (a P/E of 15 at a P/B of 1.5)
- earnings per share: 21.42
- book value per share: 149.82 — owners' equity over shares (paid-up capital / face value)
Inputs: earnings per share 21.42 (2026-03-31) · owners' equity ₹16,500 Cr (2026-03-31) · paid-up capital ₹110 Cr (2026-03-31) · face value 1 (2026-03-31)
a number the book uses as a ceiling for a defensive investor's purchase price; it is arithmetic on two reported figures, not a valuation
Source: Benjamin Graham, The Intelligent Investor (1949; the 22.5 in the 1973 edition's criteria for the defensive investor)
Sloan accrual ratio: not computed · FY to 2026-03-31operating cash flow is not comparable for a bank or insurer
Each score is its published formula applied to the company's own filings (consolidated); open one for the tests, the inputs and the paper. Arithmetic on the filings, not a view on the stock.