General Insurance Corporation of India
NSE: GICREINE481Y01014·Financial ServicesMidcap 150·www.gicofindia.com ↗·Mcap ₹60,395 Cr·Listed 2017
₹337.50▼ ₹1.75  (−0.52%)
52W: ₹336 – ₹418 · Vol: 2.6L shares · Close 25 Sept
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Annual report FY26 — 10.62 MB · Shareholding pattern — Jun 2026 · All filings
AI equity note (bull/bear, numbers, sources) — coming soon
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Latest filings

NSE announcements · newest first
General Insurance Corporation of India has submitted the Exchange a copy Srutinizers report of Annual General Meeting held on September 22, 2026. Further, the company has informed the Exchange regarding voting results.
Voting result24 Sept 2026 PDF
General Insurance Corporation of India has informed the Exchange regarding Proceedings of Annual General Meeting held on September 22, 2026
AGM / EGM22 Sept 2026 PDF
General Insurance Corporation of India has informed the Exchange about Schedule of meet
Investor meet15 Sept 2026 PDF
General Insurance Corporation of India has informed the Exchange regarding Change in Director(s) of the company.
Leadership15 Sept 2026 PDF
All filings →
P/E (TTM)
6.7×
EPS ₹50.74
P / Book
0.97×
BVPS ₹348
ROE
17.9%
FY26, avg equity
Net margin
21.8%
FY26
Revenue YoY
+9.1%
Q1 FY27
Net profit YoY
−31.1%
Q1 FY27
Debt / equity
0.00×
₹0 Cr debt
Div. yield
3.93%
₹13.25 in 12 months
From NSE filings (consolidated) and the last close.
Shareholding Pattern Jun 2026
Promoters
77.4%▼ 5.00
FIIs
2.4%▲ 0.37
DIIs
17.7%▲ 4.18
Retail
1.9%▲ 0.33
Others
0.6%▲ 0.12
Promoter pledge: none reported
Peer Comparison
CompanyP/EP/BROEMargin
ICICIGI₹77,572 Cr31.9×4.57×17.8%9.1%
GICRE₹59,211 Cr6.7×0.97×17.9%21.8%
STARHEALTH₹32,842 Cr59.0×4.33×7.6%3.0%
NIACL₹29,104 Cr40.6×1.19×5.7%2.8%
GODIGIT₹23,457 Cr47.6×4.95×12.1%4.8%
NIVABUPA₹14,261 Cr109.0×3.75×3.4%1.5%
General Insurance: the companies closest in market value, of the 6 in that basic industry whose filings we hold. Computed from each company's NSE filings (up to Q1 FY27) and the last close; hover a column for its definition.
Forensic Flags2 Watch
Operating cash flow was 0.14× net profit
Cumulative over FY25–FY26 (2 years).
Promoter holding is 77.40%, -5.00 points over a year
2026-06-30 against 2025-06-30.
8 checks within their thresholds
Free cash flow was negative in 0 of the last 2 years
Operating cash flow less capital expenditure, as filed.
Debt to equity is 0.00×
As at 2026-06-30.
Other income is 7% of profit before tax
FY26.
Exceptional items above 5% of pre-tax profit in 0 of the last 2 years
FY25–FY26.
Effective tax rate averaged 21%
Tax over pre-tax profit, last 2 years. The base corporate rate is about 25%.
No promoter shares are pledged
Shareholding pattern as at 2026-06-30.
No auditor change or resignation filings in three years
From NSE announcements on record.
Results were filed late in 0 of the last 6 quarters
Slowest filing came 56 days after the period end.
Computed from NSE filings (consolidated). Colours follow fixed thresholds, shown on hover. These are facts about the filings, not advice. 3 checks not run for lack of data.
Formula Scores
Piotroski F-score: not computed · FY to 2026-03-31
the tests use working capital and gross margin, which a bank's or insurer's statements do not have
Altman Z-score: not computed · FY to 2026-03-31
not defined for a bank's or insurer's balance sheet
Graham number: 647.2 ₹ per share · FY to 2026-03-31
√(22.5 × earnings per share × book value per share): the price at which P/E × P/B = 22.5 (a P/E of 15 at a P/B of 1.5)
  • earnings per share: 55.08
  • book value per share: 337.99 — owners' equity over shares (paid-up capital / face value)
Inputs: earnings per share 55.08 (2026-03-31) · owners' equity ₹59,296 Cr (2026-03-31) · paid-up capital ₹877 Cr (2026-03-31) · face value 5 (2026-03-31)
a number the book uses as a ceiling for a defensive investor's purchase price; it is arithmetic on two reported figures, not a valuation
Source: Benjamin Graham, The Intelligent Investor (1949; the 22.5 in the 1973 edition's criteria for the defensive investor)
Sloan accrual ratio: not computed · FY to 2026-03-31
operating cash flow is not comparable for a bank or insurer
Each score is its published formula applied to the company's own filings (consolidated); open one for the tests, the inputs and the paper. Arithmetic on the filings, not a view on the stock.