General Insurance Corporation of India
NSE: GICREINE481Y01014·Financial ServicesMidcap 150·www.gicofindia.com ↗·Mcap ₹60,395 Cr·Listed 2017
₹337.50▼ ₹1.75  (−0.52%)
52W: ₹336 – ₹418 · Vol: 2.6L shares · Close 25 Sept
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Quarterly results

consolidated · as filed with NSE · Q1 FY27 back to Q4 FY25
₹ croreQ1 FY27Q4 FY26Q3 FY26Q2 FY26Q1 FY26Q4 FY25
Gross premium13,54211,16111,0839,70612,41710,746
Net premium12,72110,00710,4868,58811,8249,976
Gross premium YoY+9.1%+3.9%––––
Total income (policyholders' account)13,36112,30911,61711,85513,54311,943
Profit before tax2,3153,2622,3603,4913,0213,279
Tax571729609617491780
Net profit1,7442,5331,7512,8742,5312,499
EPS (₹)9.9414.449.8416.3814.4214.24
Net profit YoY−31.1%+1.3%––––
Solvency ratio (×)0.040.040.040.040.040.04
Expenses of management1.1%1.0%0.9%2.1%0.7%1.3%
Combined ratio107.8%102.4%103.0%111.3%103.4%101.6%

Annual results

financial years ending March · from the fourth-quarter filings
₹ croreFY26FY25
Gross premium44,36841,955
Net premium40,90438,412
Gross premium YoY+5.8%–
Total income (policyholders' account)49,32445,589
Profit before tax12,1099,563
Tax2,4462,131
Net profit9,6627,432
EPS (₹)55.0842.36
Net profit YoY+30.0%–
Solvency ratio (×)0.040.04
Expenses of management1.1%1.0%
Combined ratio104.7%108.1%
EPS is as filed for each period and is not restated for later bonus issues or splits.

Cash flow

annual · ₹ crore
₹ croreFY26FY25
Operating cash flow4661,976
Investing cash flow−2,075−926
Financing cash flow−1,754−1,754
Capital expenditure2.90
Free cash flow (CFO − capex)4641,976

Net profit trend

annual, ₹ crore
FY25
₹7,432
FY26
₹9,662+30%

Result filings

as filed with NSE · PDF and XBRL
PeriodBasisFiledDocuments
Q1 FY27Consolidated13 Aug 2026PDF on NSE XBRL
Q1 FY27Standalone13 Aug 2026PDF on NSE XBRL
Q4 FY26Consolidated · audited26 May 2026PDF on NSE XBRL
Q4 FY26Standalone · audited26 May 2026PDF on NSE XBRL
Q3 FY26Consolidated7 Feb 2026PDF on NSE XBRL
Q3 FY26Standalone7 Feb 2026PDF on NSE XBRL
Q2 FY26Consolidated12 Nov 2025PDF on NSE XBRL
Q2 FY26Standalone12 Nov 2025PDF on NSE XBRL
Q1 FY26Consolidated7 Aug 2025PDF on NSE XBRL
Q1 FY26Standalone7 Aug 2025PDF on NSE XBRL

Annual reports

NSE archive
FY2610.62 MB FY2514.01 MB FY24 FY22 FY21 FY20 FY19 FY18
Key ratios
P/E (TTM)5Y avg 8.3×6.7×
P/B5Y avg 1.22×0.97×
ROEFY26, on average equity17.9%
Net margin21.8%
Debt / equity0.00×
Revenue CAGR (3Y)–
Profit CAGR (3Y)–
EPS (TTM)₹50.74
Market cap₹59,211 Cr
Computed from the filings and the last close. Market cap uses the latest share count from the balance sheet.
P/B vs history
0.97×
vs 6-point avg 1.22× (−21%)
0.97× low1.22× avg1.52× high
History points are balance-sheet dates (2025 → 2026), priced at the adjusted close on each date.
Balance sheet 30 Jun 2026
Total assets₹98,750 Cr+3%
Net worth₹61,004 Cr+18%
Total borrowings₹0 Cr
Investments₹1.55L Cr+2%
Change vs the same date a year earlier.
Shareholding 30 Jun 2026
%Jun 26Mar 26Dec 25Sept 25Jun 25Mar 25Dec 24Sept 24Jun 24Mar 24Dec 23Sept 23
Promoter77.4082.4082.4082.4082.4082.4082.4082.4085.7885.7885.7885.78
FII2.432.062.122.122.111.931.801.341.050.860.950.86
DII17.7313.5513.3213.1013.3013.6713.7013.7110.9111.0611.1211.02
of which MF3.771.491.190.850.73–––––––
Retail1.871.541.671.861.701.521.571.911.761.781.601.73
Other public0.570.450.490.520.490.480.530.640.500.520.550.61
2,24,351 shareholders · NSE shareholding pattern filings.