Quarterly results
standalone · as filed with NSE · Q1 FY27 back to Q4 FY25
| ₹ crore | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 |
|---|---|---|---|---|---|---|
| Gross premium | 21,290 | 27,939 | 30,449 | 25,084 | 17,814 | 24,002 |
| Net premium | 20,078 | 27,684 | 30,245 | 24,848 | 17,178 | 23,861 |
| Gross premium YoY | +19.5% | +16.4% | – | – | – | – |
| Total income (policyholders' account) | 46,091 | 5,658 | 45,803 | 22,809 | 38,696 | 24,169 |
| Profit before tax | 746 | 816 | 598 | 513 | 611 | 841 |
| Tax | 20.9 | 11.1 | 20.8 | 18.6 | 16.6 | 27.1 |
| Net profit | 725 | 805 | 577 | 495 | 594 | 814 |
| EPS (₹) | 7.22 | 8.02 | 5.75 | 4.93 | 5.93 | 8.11 |
| Net profit YoY | +22.0% | −1.1% | – | – | – | – |
| Solvency ratio (×) | 1.96 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Expenses of management | 12.0% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% |
| Persistency, 13th month | 84.4% | 0.9% | 0.8% | 0.9% | 0.8% | 0.9% |
Annual results
financial years ending March · from the fourth-quarter filings| ₹ crore | FY26 | FY25 |
|---|---|---|
| Gross premium | 1,01,286 | 84,985 |
| Net premium | 99,956 | 84,060 |
| Gross premium YoY | +19.2% | – |
| Total income (policyholders' account) | 1,12,966 | 1,17,119 |
| Profit before tax | 2,537 | 2,495 |
| Tax | 67.1 | 81.4 |
| Net profit | 2,470 | 2,413 |
| EPS (₹) | 24.62 | 24.07 |
| Net profit YoY | +2.4% | – |
| Solvency ratio (×) | 0.02 | 0.02 |
| Expenses of management | 0.1% | 0.1% |
| Persistency, 13th month | 0.9% | 0.9% |
EPS is as filed for each period and is not restated for later bonus issues or splits.
Cash flow
annual · ₹ crore| ₹ crore | FY26 | FY25 |
|---|---|---|
| Operating cash flow | 34,523 | 25,547 |
| Investing cash flow | −35,318 | −21,789 |
| Financing cash flow | −179 | −215 |
| Capital expenditure | 185 | 106 |
| Free cash flow (CFO − capex) | 34,338 | 25,440 |
Net profit trend
annual, ₹ croreFY25
₹2,413
FY26
₹2,470+2%
Result filings
as filed with NSE · PDF and XBRL| Period | Basis | Filed | Documents |
|---|---|---|---|
| Q1 FY27 | Standalone | 24 Jul 2026 | PDF on NSE XBRL |
| Q4 FY26 | Standalone · audited | 22 Apr 2026 | PDF on NSE XBRL |
| Q3 FY26 | Standalone · audited | 28 Jan 2026 | PDF on NSE XBRL |
| Q2 FY26 | Standalone · audited | 24 Oct 2025 | PDF on NSE XBRL |
| Q1 FY26 | Standalone · audited | 24 Jul 2025 | PDF on NSE XBRL |
| Q4 FY25 | Standalone · audited | 24 Apr 2025 | PDF on NSE XBRL |
Annual reports
NSE archiveKey ratios
P/E (TTM)5Y avg 68.3×67.2×
P/B5Y avg 9.86×8.82×
ROEFY26, on average equity13.8%
Net margin2.4%
Debt / equity0.00×
Revenue CAGR (3Y)–
Profit CAGR (3Y)–
EPS (TTM)₹25.93
Market cap₹1.75L Cr
Computed from the filings and the last close. Market cap uses the latest share count from the balance sheet.
P/B vs history
8.82×
vs 6-point avg 9.86× (−11%)
8.82× low9.86× avg11.02× high
History points are balance-sheet dates (2025 → 2026), priced at the adjusted close on each date.
Balance sheet 30 Jun 2026
Total assets₹5.26L Cr+10%
Net worth₹19,825 Cr+14%
Total borrowings₹0 Cr
Investments₹5.24L Cr+10%
Change vs the same date a year earlier.