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Latest filings
NSE announcements · newest firstKey MetricsFull financials →
P/E (TTM)
67.2×
EPS ₹25.93
P / Book
8.82×
BVPS ₹198
ROE
13.8%
FY26, avg equity
Net margin
2.4%
FY26
Revenue YoY
+19.5%
Q1 FY27
Net profit YoY
+22.0%
Q1 FY27
Debt / equity
0.00×
₹0 Cr debt
Div. yield
0.15%
₹2.70 in 12 months
From NSE filings (standalone) and the last close.
Shareholding Pattern Jun 2026
Promoter pledge: none reported
Peer Comparison
| Company | P/E | P/B | ROE | Margin |
|---|---|---|---|---|
| LICI₹5.17L Cr | 8.6× | 2.71× | 37.6% | 10.7% |
| SBILIFE₹1.75L Cr | 67.2× | 8.82× | 13.8% | 2.4% |
| HDFCLIFE₹1.15L Cr | 58.4× | 6.05× | 21.4% | 2.4% |
| ICICIPRULI₹67,102 Cr | 41.7× | 4.88× | 12.5% | 3.0% |
| MFSL₹50,053 Cr | 364.3× | 9.48× | 2.0% | 0.2% |
| CANHLIFE₹14,317 Cr | 109.0× | 8.76× | 7.9% | 1.3% |
Life Insurance: the companies closest in market value, of the 6 in that basic industry whose filings we hold. Computed from each company's NSE filings (up to Q1 FY27) and the last close; hover a column for its definition.
Forensic Flags1 Watch
Effective tax rate averaged 3%
Tax over pre-tax profit, last 2 years. The base corporate rate is about 25%.
8 checks within their thresholds
Operating cash flow was 12.30× net profit
Cumulative over FY25–FY26 (2 years).
Free cash flow was negative in 0 of the last 2 years
Operating cash flow less capital expenditure, as filed.
Debt to equity is 0.00×
As at 2026-06-30.
Exceptional items above 5% of pre-tax profit in 0 of the last 2 years
FY25–FY26.
Promoter holding is 55.32%, -0.05 points over a year
2026-06-30 against 2025-06-30.
No promoter shares are pledged
Shareholding pattern as at 2026-06-30.
No auditor change or resignation filings in three years
From NSE announcements on record.
Results were filed late in 0 of the last 6 quarters
Slowest filing came 28 days after the period end.
Computed from NSE filings (standalone). Colours follow fixed thresholds, shown on hover. These are facts about the filings, not advice. 3 checks not run for lack of data.
Formula Scores
Piotroski F-score: not computed · FY to 2026-03-31the tests use working capital and gross margin, which a bank's or insurer's statements do not have
Altman Z-score: not computed · FY to 2026-03-31not defined for a bank's or insurer's balance sheet
Graham number: 324.66 ₹ per share · FY to 2026-03-31√(22.5 × earnings per share × book value per share): the price at which P/E × P/B = 22.5 (a P/E of 15 at a P/B of 1.5)
- earnings per share: 24.62
- book value per share: 190.27 — owners' equity over shares (paid-up capital / face value)
Inputs: earnings per share 24.62 (2026-03-31) · owners' equity ₹19,086 Cr (2026-03-31) · paid-up capital ₹1,003 Cr (2026-03-31) · face value 10 (2026-03-31)
a number the book uses as a ceiling for a defensive investor's purchase price; it is arithmetic on two reported figures, not a valuation
Source: Benjamin Graham, The Intelligent Investor (1949; the 22.5 in the 1973 edition's criteria for the defensive investor)
Sloan accrual ratio: not computed · FY to 2026-03-31operating cash flow is not comparable for a bank or insurer
Each score is its published formula applied to the company's own filings (standalone); open one for the tests, the inputs and the paper. Arithmetic on the filings, not a view on the stock.