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Ask the chart: “Has this stock recovered from similar drawdowns before?”
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Latest filings
NSE announcements · newest firstKey MetricsFull financials →
P/E (TTM)
50.9×
EPS ₹2.52
P / Book
1.33×
BVPS ₹97
ROE
6.8%
FY26, avg equity
ROA
1.10%
avg assets
Interest income YoY
+18.4%
Q1 FY27
Net profit YoY
−177.3%
Q1 FY27
Market cap
₹1,067 Cr
Div. yield
–
no dividend in 12 months
From NSE filings (standalone) and the last close.
Shareholding Pattern Jun 2026
Promoter pledge: none reported
Peer Comparison
| Bank | P/E | P/B | ROE | GNPA |
|---|---|---|---|---|
| JSFB₹5,637 Cr | 14.8× | 1.26× | 7.6% | 2.39% |
| UTKARSHBNK₹2,456 Cr | – | 0.88× | -40.0% | 6.09% |
| ESAFSFB₹2,210 Cr | – | 1.24× | -8.9% | 5.40% |
| SURYODAY₹1,585 Cr | 8.3× | 0.76× | 7.6% | 6.60% |
| CAPITALSFB₹1,284 Cr | 7.0× | 0.88× | 10.1% | 2.47% |
| FINOPB₹1,067 Cr | 50.9× | 1.33× | 6.8% | – |
Other Bank: the companies closest in market value, of the 9 in that basic industry whose filings we hold. Computed from each company's NSE filings (up to Q1 FY27) and the last close; hover a column for its definition.
Forensic Flags1 Watch
Effective tax rate averaged 12%
Tax over pre-tax profit, last 3 years. The base corporate rate is about 25%.
Exceptional items above 5% of pre-tax profit in 1 of the last 4 years
FY22–FY26.
5 checks within their thresholds
Promoter holding is 75.00%, +0.00 points over a year
2026-06-30 against 2025-06-30.
No promoter shares are pledged
Shareholding pattern as at 2026-06-30.
No auditor change or resignation filings in three years
From NSE announcements on record.
Results were filed late in 0 of the last 8 quarters
Slowest filing came 44 days after the period end.
Provisions took 0% of pre-provision operating profit
FY26.
Computed from NSE filings (standalone). Colours follow fixed thresholds, shown on hover. These are facts about the filings, not advice. 2 checks not run for lack of data.
Formula Scores
Piotroski F-score: not computed · FY to 2026-03-31the tests use working capital and gross margin, which a bank's or insurer's statements do not have
Altman Z-score: not computed · FY to 2026-03-31not defined for a bank's or insurer's balance sheet
Graham number: 117.02 ₹ per share · FY to 2026-03-31√(22.5 × earnings per share × book value per share): the price at which P/E × P/B = 22.5 (a P/E of 15 at a P/B of 1.5)
- earnings per share: 6.29
- book value per share: 96.76 — owners' equity over shares (paid-up capital / face value)
Inputs: earnings per share 6.29 (2026-03-31) · owners' equity ₹805 Cr (2026-03-31) · paid-up capital ₹83 Cr (2026-03-31) · face value 10 (2026-03-31)
a number the book uses as a ceiling for a defensive investor's purchase price; it is arithmetic on two reported figures, not a valuation
Source: Benjamin Graham, The Intelligent Investor (1949; the 22.5 in the 1973 edition's criteria for the defensive investor)
Sloan accrual ratio: not computed · FY to 2026-03-31operating cash flow is not comparable for a bank or insurer
Each score is its published formula applied to the company's own filings (standalone); open one for the tests, the inputs and the paper. Arithmetic on the filings, not a view on the stock.