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Quarterly results

standalone · as filed with NSE · Q1 FY27 back to Q3 FY20

₹ crore	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24	Q2 FY24	Q2 FY23	Q1 FY23	Q4 FY22	Q4 FY21	Q3 FY21	Q2 FY21	Q1 FY21	Q4 FY20	Q3 FY20
Interest earned	2,025	1,878	1,752	1,682	1,619	1,573	1,591	1,613	1,577	1,529	1,471	1,391	993	905	818	618	688	754	746	737	706
Interest expended	838	785	751	761	763	709	704	669	636	595	611	568	330	306	274	250	256	283	288	271	280
Net interest income	1,187	1,093	1,000	922	856	864	887	944	941	934	860	823	663	600	544	368	432	470	458	467	427
Other income	256	307	295	256	249	270	172	207	197	236	185	189	147	95.1	103	117	100	64.4	28.7	72.2	74.9
Operating profit (pre-provision)	548	515	440	395	360	360	359	461	510	519	457	483	385	271	217	159	204	232	215	191	144
Provisions	127	144	195	235	225	265	223	151	110	79	62.9	46.9	−9.9	0.4	43.8	−25.2	583	101	140	96.9	30.5
Profit before tax	421	371	244	160	136	95.3	136	310	400	440	394	436	395	271	173	184	−380	132	74.4	93.7	113
Net profit	317	282	186	122	103	83.4	109	233	301	330	300	328	294	203	127	136	−279	96	54.7	73.2	89.7
EPS (₹)	1.63	1.45	0.96	0.63	0.53	0.43	0.56	1.21	1.56	1.71	1.54	1.68	1.59	1.17	0.73	0.79	-1.61	0.56	0.32	0.42	0.58
Gross NPA	2.2%	2.3%	2.4%	2.5%	2.5%	2.2%	2.7%	0.0%	0.0%	0.0%	0.0%	0.0%	5.1%	6.5%	7.3%	7.1%	0.0%	1.0%	1.0%	1.0%	0.0%
Net NPA	0.3%	0.4%	0.6%	0.7%	0.7%	0.5%	0.6%	0.0%	–	–	–	–	0.0%	0.1%	0.6%	2.9%	–	0.1%	0.2%	0.2%	–
Net profit YoY	+206.7%	+238.2%	+71.0%	−47.8%	−65.7%	−74.7%	−63.8%	−28.9%	–	–	–	+11.4%	–	–	−7.3%	+86.6%	−411.0%	–	–	–	–

Annual results

financial years ending March · from the fourth-quarter filings

₹ crore	FY26	FY25	FY24	FY22	FY21	FY20
Interest earned	6,931	6,354	5,677	2,813	2,806	2,704
Interest expended	3,060	2,718	2,268	1,039	1,078	1,070
Net interest income	3,871	3,636	3,409	1,774	1,729	1,634
Other income	1,108	846	787	313	311	322
Operating profit (pre-provision)	1,710	1,689	1,917	590	809	637
Provisions	799	748	215	1,141	799	171
Profit before tax	911	942	1,702	−550	10.2	466
Net profit	693	726	1,281	−415	8.3	350
EPS (₹)	3.57	3.75	6.65	-2.40	0.05	2.19
Gross NPA	2.3%	2.2%	0.0%	7.3%	7.1%	1.0%
Net NPA	0.4%	0.5%	–	0.6%	2.9%	0.2%
Net profit YoY	−4.6%	−43.3%	–	−5096.5%	−97.6%	–

EPS is as filed for each period and is not restated for later bonus issues or splits.

Cash flow

annual · ₹ crore

₹ crore	FY26	FY25	FY24	FY22
Operating cash flow	1,843	2,028	1,582	2,547
Investing cash flow	−2,481	−1,793	−854	−841
Financing cash flow	911	398	−519	−1,484

Net profit trend

annual, ₹ crore

FY20

₹350

FY21

₹8.3−98%

FY22

₹−415−5097%

FY24

₹1,281+409%

FY25

₹726−43%

FY26

₹693−5%

Result filings

as filed with NSE · PDF and XBRL

Period	Basis	Filed	Documents
Q1 FY27	Standalone	–	PDF on NSE XBRL
Q1 FY27	Standalone	23 Jul 2026	PDF on NSE XBRL
Q4 FY26	Standalone · audited	8 May 2026	PDF on NSE XBRL
Q3 FY26	Standalone	22 Jan 2026	PDF on NSE XBRL
Q2 FY26	Standalone	17 Oct 2025	PDF on NSE XBRL
Q1 FY26	Standalone	24 Jul 2025	PDF on NSE XBRL
Q4 FY25	Standalone · audited	30 Apr 2025	PDF on NSE XBRL
Q3 FY25	Standalone	23 Jan 2025	PDF on NSE XBRL
Q2 FY25	Standalone	24 Oct 2024	PDF on NSE XBRL
Q1 FY25	Standalone	25 Jul 2024	PDF on NSE XBRL

Annual reports

NSE archive

FY267.58 MB FY25 FY24 FY23 FY22 FY21 FY20

Key ratios

P/E (TTM)5Y avg 10.0×13.9×

P/B5Y avg 1.46×1.84×

ROEFY26, on average equity10.7%

ROAon average assets1.32%

Revenue CAGR (3Y)35.1%

Profit CAGR (3Y)–

EPS (TTM)₹4.66

Market cap₹12,571 Cr

Computed from the filings and the last close. Market cap uses the latest share count from the balance sheet.

P/B vs history

1.84×

vs 7-point avg 1.46× (+27%)

1.10× low1.46× avg2.20× high

History points are balance-sheet dates (2022 → 2026), priced at the adjusted close on each date.

Balance sheet 31 Mar 2026

Total assets₹57,541 Cr+21%

Advances₹39,761 Cr+27%

Deposits₹45,668 Cr+21%

Investments₹12,724 Cr+8%

Borrowings₹3,736 Cr+31%

Net worth₹6,816 Cr+12%

Change vs the same date a year earlier.

Revenue mix FY26

Retail banking85.5%result ₹713 Cr

Treasury11.6%result ₹128 Cr

Wholesale banking2.8%result ₹125 Cr

Segment revenue as reported, before inter-segment eliminations.

Shareholding 30 Jun 2026

%	Jun 26	Mar 26	Dec 25	Sept 25	Jun 25	Mar 25	Dec 24	Sept 24	Jun 24	May 24	Mar 24	Dec 23
Promoter	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	73.52	73.60
FII	16.81	17.23	15.45	17.04	19.56	19.51	17.88	20.63	24.68	26.95	3.49	3.70
DII	33.45	31.13	28.68	20.13	16.83	8.47	6.57	6.50	7.33	7.79	2.32	3.99
of which MF	28.50	26.43	23.82	14.83	10.95	–	–	–	–	–	–	–
Retail	37.83	39.26	42.79	48.36	49.41	57.16	60.46	57.96	52.66	50.40	18.62	16.59
Other public	11.91	12.38	13.08	14.47	14.20	14.86	15.09	14.91	15.33	14.86	2.05	2.12

7,67,649 shareholders · NSE shareholding pattern filings.