Quarterly results
standalone · as filed with NSE · Q1 FY27 back to Q2 FY24
| ₹ crore | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 | Q2 FY24 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest earned | 1,662 | 1,550 | 1,469 | 1,413 | 1,386 | 1,342 | 1,331 | 1,337 | 1,281 | 1,254 | 1,229 | 1,209 |
| Interest expended | 897 | 846 | 823 | 816 | 807 | 774 | 761 | 741 | 715 | 687 | 692 | 676 |
| Net interest income | 765 | 704 | 646 | 597 | 580 | 568 | 570 | 596 | 567 | 567 | 537 | 533 |
| Other income | 238 | 242 | 196 | 208 | 231 | 200 | 189 | 227 | 234 | 164 | 158 | 156 |
| Operating profit (pre-provision) | 611 | 522 | 468 | 452 | 412 | 404 | 408 | 465 | 469 | 367 | 370 | 365 |
| Provisions | 53.9 | 18.8 | 1.5 | 20 | 8.3 | 17.2 | 3.3 | 64.9 | 85.4 | 23.5 | 2.4 | 23.3 |
| Profit before tax | 557 | 504 | 467 | 432 | 404 | 387 | 404 | 400 | 383 | 343 | 368 | 342 |
| Net profit | 412 | 374 | 342 | 318 | 305 | 292 | 300 | 303 | 287 | 253 | 284 | 274 |
| EPS (₹) | 25.99 | 23.60 | 21.57 | 20.05 | 19.25 | 18.44 | 18.96 | 19.15 | 18.14 | 15.98 | 17.95 | 17.27 |
| Gross NPA | 0.7% | 0.7% | 0.9% | 1.0% | 1.2% | 1.3% | 1.3% | 1.4% | 1.4% | 1.4% | 1.7% | 1.7% |
| Net NPA | 0.2% | 0.2% | 0.2% | 0.3% | 0.3% | 0.4% | 0.4% | 0.5% | 0.7% | 0.9% | 1.0% | 1.0% |
| Net profit YoY | +35.0% | +28.0% | +13.7% | +4.7% | +6.1% | +15.3% | +5.6% | +10.8% | – | – | – | – |
Annual results
financial years ending March · from the fourth-quarter filings| ₹ crore | FY26 | FY25 | FY24 |
|---|---|---|---|
| Interest earned | 5,819 | 5,291 | 4,848 |
| Interest expended | 3,292 | 2,990 | 2,697 |
| Net interest income | 2,527 | 2,301 | 2,151 |
| Other income | 877 | 850 | 645 |
| Operating profit (pre-provision) | 1,855 | 1,746 | 1,482 |
| Provisions | 48.6 | 171 | 88.2 |
| Profit before tax | 1,807 | 1,575 | 1,394 |
| Net profit | 1,338 | 1,183 | 1,072 |
| EPS (₹) | 84.47 | 74.68 | 67.70 |
| Gross NPA | 0.7% | 1.3% | 1.4% |
| Net NPA | 0.2% | 0.4% | 0.9% |
| Net profit YoY | +13.1% | +10.3% | – |
EPS is as filed for each period and is not restated for later bonus issues or splits.
Cash flow
annual · ₹ crore| ₹ crore | FY26 | FY25 | FY24 |
|---|---|---|---|
| Operating cash flow | −101 | 1,899 | −611 |
| Investing cash flow | −118 | −99.2 | −100 |
| Financing cash flow | 25.8 | −960 | 697 |
Net profit trend
annual, ₹ croreFY24
₹1,072
FY25
₹1,183+10%
FY26
₹1,338+13%
Result filings
as filed with NSE · PDF and XBRL| Period | Basis | Filed | Documents |
|---|---|---|---|
| Q1 FY27 | Standalone | 27 Jul 2026 | PDF XBRL |
| Q4 FY26 | Standalone · audited | 27 Apr 2026 | PDF on NSE XBRL |
| Q3 FY26 | Standalone | 4 Feb 2026 | PDF on NSE XBRL |
| Q2 FY26 | Standalone | 27 Oct 2025 | PDF XBRL |
| Q1 FY26 | Standalone | 25 Jul 2025 | PDF XBRL |
| Q4 FY25 | Standalone · audited | 23 Apr 2025 | PDF XBRL |
| Q3 FY25 | Standalone | 29 Jan 2025 | PDF on NSE XBRL |
| Q2 FY25 | Standalone | 29 Oct 2024 | PDF on NSE XBRL |
| Q1 FY25 | Standalone | 2 Aug 2024 | PDF on NSE XBRL |
| Q4 FY24 | Standalone · audited | 23 Apr 2024 | PDF on NSE XBRL |
Annual reports
NSE archiveKey ratios
P/E (TTM)5Y avg 6.5×9.7×
P/B5Y avg 0.89×1.38×
ROEFY26, on average equity14.0%
ROAon average assets1.89%
Revenue CAGR (3Y)–
Profit CAGR (3Y)–
EPS (TTM)₹91.20
Market cap₹13,965 Cr
Computed from the filings and the last close. Market cap uses the latest share count from the balance sheet.
P/B vs history
1.38×
vs 6-point avg 0.89× (+54%)
0.71× low0.89× avg1.38× high
History points are balance-sheet dates (2023 → 2026), priced at the adjusted close on each date.
Balance sheet 31 Mar 2026
Total assets₹75,300 Cr+13%
Advances₹53,123 Cr+21%
Deposits₹61,712 Cr+15%
Investments₹15,693 Cr+4%
Borrowings₹700 Cr+40%
Net worth₹10,110 Cr+12%
Change vs the same date a year earlier.
Revenue mix FY26
Retail Banking72.2%result ₹1,345 Cr
Treasury19.1%result ₹300 Cr
Corporate / Wholesale Banking8.7%result ₹162 Cr
Segment revenue as reported, before inter-segment eliminations.