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Quarterly results

consolidated · as filed with NSE · Q1 FY27 back to Q4 FY18

₹ crore	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24	Q2 FY24	Q1 FY24	Q4 FY23	Q3 FY23	Q2 FY23	Q1 FY23	Q4 FY22	Q3 FY22	Q2 FY22	Q1 FY22	Q3 FY21	Q2 FY21	Q1 FY21	Q4 FY20	Q3 FY20	Q4 FY18
Revenue from operations	2,644	2,560	2,514	2,386	2,349	2,259	2,190	2,085	1,952	2,156	1,821	1,708	1,582	1,484	1,410	1,337	1,246	1,272	1,286	1,293	1,257	1,392	1,299	1,272	1,320	1,330	0
Other income	9.2	29	16	15	4.2	41.2	17	11.1	8.1	1.4	6.7	2.4	7.9	58.1	0.8	2.8	6.6	22.8	3.5	5.8	5.2	3.7	7.2	5	10.9	8.8	0
Total expenses	1,886	1,808	1,781	1,751	1,778	1,535	1,607	1,538	1,435	1,525	1,308	1,240	1,160	1,008	986	939	900	854	943	995	938	982	982	1,016	1,084	1,045	0
EBITDA	2,064	2,017	2,005	1,871	1,790	1,891	1,729	1,649	1,550	1,632	1,471	1,332	1,199	1,183	1,082	1,008	915	998	920	867	932	1,098	1,021	974	949	1,026	0
EBITDA margin	78.1%	78.8%	79.8%	78.4%	76.2%	83.7%	78.9%	79.1%	79.4%	75.7%	80.8%	78.0%	75.8%	79.7%	76.7%	75.4%	73.5%	78.5%	71.5%	67.0%	74.2%	78.8%	78.6%	76.6%	71.9%	77.1%	–
Finance costs	1,247	1,197	1,209	1,176	1,163	1,104	1,087	1,050	985	948	910	820	738	666	622	578	541	546	551	547	593	664	682	695	688	714	0
Depreciation	59.5	67	62.8	60	55.9	63.3	57.9	53.1	48.3	52.9	47.7	43.6	38.7	41.3	36.2	32.6	28.7	33.9	25.3	21.8	20.1	23.4	22.7	22	24.9	27.2	0
Profit before tax	767	773	682	650	575	765	601	557	525	541	520	471	430	533	425	400	353	441	347	304	325	414	323	261	247	293	0
Tax	198	192	160	159	164	211	150	151	122	152	122	143	122	122	103	119	95.1	94.7	84.1	89.9	81.3	99.5	85.5	65.7	7.6	73.7	0
Net profit	636	554	541	488	475	553	455	436	435	472	506	435	429	509	382	332	277	346	263	214	243	315	298	196	239	219	0
Net margin	24.1%	21.6%	21.5%	20.5%	20.2%	24.5%	20.8%	20.9%	22.3%	21.9%	27.8%	25.5%	27.1%	34.3%	27.1%	24.8%	22.2%	27.2%	20.4%	16.6%	19.4%	22.6%	23.0%	15.4%	18.1%	16.5%	–
EPS (₹)	57.71	50.28	49.12	44.29	43.12	50.17	41.33	39.57	39.46	24.31	38.79	33.16	34.05	39.31	30.20	27.78	22.29	30.86	26.21	23.51	25.91	31.06	25.69	24.44	17.76	21.67	0.00
Net profit YoY	+33.9%	+0.2%	+18.9%	+11.9%	+9.3%	+17.1%	−10.0%	+0.3%	+1.3%	−7.1%	+32.3%	+31.1%	+54.9%	+46.9%	+45.4%	+54.8%	+13.9%	–	−16.4%	−28.2%	+24.4%	+43.4%	–	–	–	–	–

Annual results

financial years ending March · from the fourth-quarter filings

₹ crore	FY26	FY25	FY24	FY23	FY22	FY20	FY18
Revenue from operations	9,809	8,486	7,267	0	5,108	4,695	6,037
Other income	64.2	77.4	18.4	0	37.3	27.1	67.8
Total expenses	7,117	6,116	5,233	0	3,729	3,723	4,941
EBITDA	7,683	6,819	5,635	0	3,717	3,489	3,015
EBITDA margin	78.3%	80.4%	77.5%	–	72.8%	74.3%	49.9%
Finance costs	4,745	4,226	3,418	0	2,236	2,427	1,832
Depreciation	246	223	183	0	101	89.5	86.8
Profit before tax	2,681	2,447	1,961	0	1,417	1,000	1,163
Tax	675	635	539	0	350	210	397
Net profit	2,059	1,879	1,842	0	1,067	789	712
Net margin	21.0%	22.1%	25.4%	–	20.9%	16.8%	11.8%
EPS (₹)	186.81	170.53	130.31	0.00	106.48	71.85	64.04
Net profit YoY	+9.5%	+2.0%	–	−100.0%	–	–	–

EPS is as filed for each period and is not restated for later bonus issues or splits.

Cash flow

annual · ₹ crore

₹ crore	FY26	FY25	FY24	FY23	FY22
Operating cash flow	−5,892	−8,985	−8,486	−8,215	1,862
Investing cash flow	−1,371	931	88.9	669	−1,678
Financing cash flow	7,478	7,821	8,754	5,890	−200
Capital expenditure	54.9	46.1	83.4	25.3	28.1
Free cash flow (CFO − capex)	−5,947	−9,031	−8,569	−8,241	1,834

Net profit trend

annual, ₹ crore

FY20

₹789

FY22

₹1,067+35%

FY23

₹0−100%

FY24

₹1,842

FY25

₹1,879+2%

FY26

₹2,059+10%

Result filings

as filed with NSE · PDF and XBRL

Period	Basis	Filed	Documents
Q1 FY27	Consolidated	–	PDF on NSE XBRL
Q1 FY27	Consolidated	3 Aug 2026	PDF on NSE XBRL
Q1 FY27	Standalone	3 Aug 2026	PDF on NSE XBRL
Q4 FY26	Consolidated · audited	25 May 2026	PDF on NSE XBRL
Q4 FY26	Standalone · audited	25 May 2026	PDF on NSE XBRL
Q3 FY26	Consolidated	2 Feb 2026	PDF on NSE XBRL
Q3 FY26	Standalone	2 Feb 2026	PDF on NSE XBRL
Q2 FY26	Consolidated	3 Nov 2025	PDF on NSE XBRL
Q2 FY26	Standalone	3 Nov 2025	PDF on NSE XBRL
Q1 FY26	Consolidated	4 Aug 2025	PDF on NSE XBRL

Annual reports

NSE archive

FY267.84 MB FY25 FY24 FY23 FY22 FY21 FY20 FY19 FY18 FY17

Key ratios

P/E (TTM)22.4×

P/B3.34×

ROEFY26, on average equity14.7%

Net margin21.0%

Debt / equity2.10×

Revenue CAGR (3Y)–

Profit CAGR (3Y)–

EPS (TTM)₹201.42

Market cap₹49,683 Cr

Computed from the filings and the last close. Market cap uses the latest share count from the balance sheet.

Balance sheet 31 Mar 2026

Total assets₹85,795 Cr+14%

Net worth₹14,894 Cr+13%

Total borrowings₹31,261 Cr+16%

Cash & bank balances₹526 Cr+69%

Investments₹9,029 Cr+39%

Inventories₹0 Cr

Trade receivables₹99 Cr+11%

Change vs the same date a year earlier.

Revenue mix FY26

Asset Financing92.5%result ₹2,446 Cr

Others7.5%result ₹285 Cr

Segment revenue as reported, before inter-segment eliminations.

Shareholding 30 Jun 2026

%	Jun 26	Mar 26	Dec 25	Sept 25	Jun 25	Mar 25	Dec 24	Sept 24	Jun 24	Mar 24	Dec 23	Sept 23
Promoter	37.21	37.21	37.21	37.22	37.22	37.22	37.22	37.23	37.86	37.87	37.88	38.49
FII	18.58	18.97	19.13	19.06	18.81	19.00	18.61	18.42	17.31	13.36	8.31	8.35
DII	8.00	7.69	7.43	7.37	7.82	7.54	7.86	8.02	8.88	12.39	16.84	16.55
of which MF	5.57	5.14	4.76	4.42	4.80	–	–	–	–	–	–	–
Retail	26.42	26.38	26.55	26.66	26.67	26.78	26.87	26.93	26.54	26.85	26.29	25.75
Other public	9.01	8.96	8.88	8.89	8.68	8.66	8.63	8.59	8.61	8.72	9.88	10.06

56,309 shareholders · NSE shareholding pattern filings.