Quarterly results
consolidated · as filed with NSE · Q1 FY27 back to Q1 FY22
| ₹ crore | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 | Q2 FY24 | Q1 FY24 | Q4 FY23 | Q3 FY23 | Q1 FY23 | Q4 FY22 | Q3 FY22 | Q2 FY22 | Q1 FY22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest earned | 2,628 | 2,559 | 2,518 | 2,407 | 2,362 | 2,373 | 2,371 | 2,355 | 2,314 | 2,275 | 2,184 | 2,129 | 2,025 | 1,973 | 1,898 | 1,622 | 1,635 | 1,671 | 1,647 | 1,633 |
| Interest expended | 1,603 | 1,644 | 1,637 | 1,598 | 1,530 | 1,505 | 1,501 | 1,472 | 1,449 | 1,400 | 1,365 | 1,298 | 1,217 | 1,116 | 1,073 | 1,018 | 1,038 | 1,098 | 1,119 | 1,091 |
| Net interest income | 1,025 | 915 | 881 | 809 | 833 | 868 | 869 | 882 | 866 | 875 | 819 | 831 | 808 | 857 | 825 | 603 | 598 | 573 | 527 | 542 |
| Other income | 380 | 386 | 486 | 516 | 622 | 572 | 447 | 449 | 422 | 346 | 452 | 355 | 361 | 345 | −34.4 | 246 | 204 | 222 | 99.4 | 453 |
| Operating profit (pre-provision) | 592 | 581 | 585 | 536 | 673 | 683 | 529 | 550 | 507 | 433 | 483 | 461 | 491 | 561 | 204 | 317 | 288 | 280 | 112 | 512 |
| Provisions | 84.3 | 34.4 | 80.4 | 63.3 | 239 | 224 | 66.1 | 110 | 113 | 40.6 | 48.5 | 51.3 | 199 | 39 | 41.4 | 139 | 77.7 | 346 | 362 | 498 |
| Profit before tax | 508 | 547 | 504 | 473 | 433 | 459 | 463 | 440 | 395 | 393 | 435 | 409 | 292 | 522 | 162 | 178 | 210 | −66.5 | −250 | 14.1 |
| Net profit | 378 | 407 | 374 | 352 | 322 | 342 | 342 | 325 | 294 | 287 | 305 | 275 | 203 | 334 | 103 | 115 | 272 | −50.4 | −187 | 10.3 |
| EPS (₹) | 1.44 | 1.56 | 1.43 | 1.34 | 1.23 | 1.31 | 1.31 | 1.24 | 1.12 | 1.35 | 1.46 | 1.31 | 0.97 | 1.59 | 0.49 | 0.55 | 1.30 | -0.24 | -0.89 | 0.05 |
| Gross NPA | 1.4% | 1.4% | 2.7% | 2.9% | 3.1% | 3.2% | 4.3% | 4.4% | 4.5% | 4.5% | 4.7% | 5.0% | 5.1% | 5.1% | 5.5% | 5.9% | 5.9% | 6.6% | 6.7% | 8.0% |
| Net NPA | 0.3% | 0.3% | 0.4% | 0.6% | 0.7% | 0.9% | 1.3% | 1.3% | 1.4% | 1.5% | 1.6% | 1.7% | 1.8% | 1.9% | 2.3% | 2.9% | 3.0% | 3.5% | 3.9% | 5.1% |
| Net profit YoY | +17.2% | +19.0% | +9.5% | +8.3% | +9.6% | +19.2% | +12.0% | +18.2% | +45.1% | −13.9% | +196.5% | – | +75.4% | +22.6% | +304.4% | +1026.6% | – | – | – | – |
Annual results
financial years ending March · from the fourth-quarter filings| ₹ crore | FY26 | FY25 | FY24 | FY23 | FY22 |
|---|---|---|---|---|---|
| Interest earned | 9,847 | 9,413 | 8,613 | 7,233 | 6,587 |
| Interest expended | 6,409 | 5,928 | 5,281 | 4,221 | 4,347 |
| Net interest income | 3,437 | 3,486 | 3,332 | 3,012 | 2,240 |
| Other income | 2,009 | 1,813 | 1,515 | 811 | 1,034 |
| Operating profit (pre-provision) | 2,374 | 2,270 | 1,868 | 1,508 | 1,247 |
| Provisions | 417 | 513 | 339 | 399 | 1,340 |
| Profit before tax | 1,957 | 1,757 | 1,529 | 1,109 | −92.2 |
| Net profit | 1,456 | 1,303 | 1,070 | 775 | 44.8 |
| EPS (₹) | 5.56 | 4.98 | 5.10 | 3.70 | 0.21 |
| Gross NPA | 1.4% | 3.2% | 4.5% | 5.1% | 5.9% |
| Net NPA | 0.3% | 0.9% | 1.5% | 1.9% | 3.0% |
| Net profit YoY | +11.7% | +21.8% | +38.0% | +1629.8% | – |
EPS is as filed for each period and is not restated for later bonus issues or splits. Banks report NPA ratios in standalone results only.
Cash flow
annual · ₹ crore| ₹ crore | FY26 | FY25 | FY24 | FY23 | FY22 |
|---|---|---|---|---|---|
| Operating cash flow | 3,907 | −2,353 | 7,075 | −7,261 | 4,352 |
| Investing cash flow | −5,465 | 4,434 | −1,986 | −386 | −1,741 |
| Financing cash flow | −561 | 157 | −2,148 | 3,524 | −175 |
Net profit trend
annual, ₹ croreFY22
₹44.8
FY23
₹775+1630%
FY24
₹1,070+38%
FY25
₹1,303+22%
FY26
₹1,456+12%
Result filings
as filed with NSE · PDF and XBRL| Period | Basis | Filed | Documents |
|---|---|---|---|
| Q1 FY27 | Consolidated | 16 Jul 2026 | PDF XBRL |
| Q1 FY27 | Standalone | 16 Jul 2026 | PDF XBRL |
| Q4 FY26 | Consolidated · audited | 6 May 2026 | PDF XBRL |
| Q4 FY26 | Standalone · audited | 6 May 2026 | PDF XBRL |
| Q3 FY26 | Consolidated | 15 Jan 2026 | PDF on NSE XBRL |
| Q3 FY26 | Standalone | 15 Jan 2026 | PDF on NSE XBRL |
| Q2 FY26 | Consolidated | 16 Oct 2025 | PDF on NSE XBRL |
| Q2 FY26 | Standalone | 16 Oct 2025 | PDF on NSE XBRL |
| Q1 FY26 | Consolidated | 17 Jul 2025 | PDF on NSE XBRL |
| Q1 FY26 | Standalone | 17 Jul 2025 | PDF on NSE XBRL |
Annual reports
NSE archiveKey ratios
P/E (TTM)5Y avg 5.8×8.7×
P/B5Y avg 0.75×1.15×
ROEFY26, on average equity13.5%
ROAon average assets1.09%
Revenue CAGR (3Y)10.8%
Profit CAGR (3Y)23.4%
EPS (TTM)₹5.77
Market cap₹13,075 Cr
Computed from the filings and the last close. Market cap uses the latest share count from the balance sheet.
P/B vs history
1.15×
vs 6-point avg 0.75× (+53%)
0.60× low0.75× avg1.15× high
History points are balance-sheet dates (2023 → 2026), priced at the adjusted close on each date.
Balance sheet 31 Mar 2026
Total assets₹1.42L Cr+14%
Advances₹99,260 Cr+16%
Deposits₹1.23L Cr+15%
Investments₹27,327 Cr+25%
Borrowings₹3,927 Cr−9%
Net worth₹11,404 Cr+13%
Change vs the same date a year earlier.
Revenue mix FY26
Other Retail Banking37.8%result ₹1,199 Cr
Corporate/ Wholesale Banking29.0%result ₹247 Cr
Treasury21.9%result ₹458 Cr
Digital Banking7.2%result ₹−108 Cr
Other Banking Operations4.0%result ₹161 Cr
Segment revenue as reported, before inter-segment eliminations.