Reliance Home Finance Limited
NSE: RHFLINE217K01011·Financial ServicesSeries BZ·www.reliancehomefinance.com ↗·Mcap ₹82 Cr·Listed 2017
₹1.65▼ ₹0.03  (−1.79%)
52W: ₹2 – ₹4 · Vol: 6.7L shares · Close 25 Sept
Set Alert

Quarterly results

standalone · as filed with NSE · Q4 FY25 back to Q1 FY19
₹ croreQ4 FY25Q3 FY25Q2 FY25Q1 FY25Q4 FY24Q3 FY24Q2 FY24Q1 FY24Q4 FY23Q3 FY23Q2 FY23Q4 FY22Q3 FY22Q2 FY22Q1 FY22Q4 FY21Q3 FY21Q2 FY21Q1 FY21Q4 FY20Q3 FY20Q1 FY20Q4 FY19Q3 FY19Q2 FY19Q1 FY19
Revenue from operations0000.20.20.20.20.175.514172.315.975.769.7130140174246244280433533609514459404
Other income00.36.6000003.1060.50.11.11.222.30.713.50.81942.3257
Total expenses0.72.30.70.66.92.70.8−6−9,8183043186,5895425025668366891,129489641549467772428362339
EBITDA−0.5−2.2−0.4−0.1−5.3−2.6−0.76.29,13510427.4−6,052−140−157−163−393−214−57564.9−52.3216451230437392352
EBITDA margin-27731.6%-10936.9%-1642.9%-52.3%-2975.5%-1592.4%-418.8%5269.2%12099.5%73.7%37.9%-38110.1%-185.6%-225.5%-125.6%-281.4%-122.9%-234.3%26.6%-18.7%49.9%84.6%37.7%85.0%85.4%87.1%
Finance costs0.20.10.30.31.4000−759267272311326275274302301308309308331384391351294286
Depreciation000000000.50.50.52100.50.50.50.50.60.70.80.610.91011
Profit before tax−0.7−227.2−0.4−6.7−2.6−0.76.49,620−163−239−6,573−467−431−436−674−514−870−244−360−10770.2−1608810272
Tax0−0.10000003,64785.8−74.7−2,051−121−147−148−229−175−296−83.1−121−3321.6−49.8332724
Net profit−0.7−1.927.2−0.4−6.7−2.6−0.76.45,972−249−165−4,522−345−284−288−445−340−574−161−238−7448.6−110557548
Net margin-36215.8%-9446.3%116809.0%-246.9%-3789.3%-1592.4%-418.8%5491.5%7910.3%-177.0%-227.8%-28477.3%-456.6%-408.4%-222.0%-318.0%-195.2%-233.8%-66.2%-85.0%-17.1%9.1%-18.1%10.7%16.3%11.9%
EPS (₹)-0.01-0.040.560.00-0.14-0.05-0.010.13123.14-5.14-3.39-93.24-7.12-5.87-5.93-9.17-7.00-11.84-3.33-4.91-1.501.00-2.271.161.551.00
Net profit YoY+89.8%+25.1%+4162.2%−106.8%−100.1%+99.0%+99.6%–+232.1%+27.8%+42.1%−917.1%−1.7%+50.5%−78.2%−86.5%−358.9%–−431.8%−116.3%−234.5%+1.3%––––

Annual results

financial years ending March · from the fourth-quarter filings
₹ croreFY25FY24FY23FY22FY21FY20FY19
Revenue from operations0.20.63822918031,5871,986
Other income009.22.837.215.516.6
Total expenses4.34.4−8,9008,2003,1432,1701,901
EBITDA−3.2−2.49,315−6,512−1,1187571,411
EBITDA margin-1447.7%-381.7%2437.4%-2240.3%-139.2%47.7%71.0%
Finance costs0.91.431.31,1851,2201,3361,322
Depreciation0022122.63.63.4
Profit before tax24.1−3.59,014−7,906−2,303−567102
Tax−0.103,595−2,467−783−19234.2
Net profit24.2−3.55,419−5,440−1,520−37567.4
Net margin10859.6%-574.1%1417.8%-1871.3%-189.2%-23.6%3.4%
EPS (₹)0.50-0.07111.72-112.15-31.33-7.741.38
Net profit YoY+781.2%−100.1%+199.6%−257.9%−305.0%−656.7%–
EPS is as filed for each period and is not restated for later bonus issues or splits.

Cash flow

annual · ₹ crore
₹ croreFY25FY24FY23FY22
Operating cash flow9−21.24,103−597
Investing cash flow0.20103848
Financing cash flow−9.24.1−4,243−367
Capital expenditure000.20
Free cash flow (CFO − capex)9−21.24,103−597

Net profit trend

annual, ₹ crore
FY20
₹−375
FY21
₹−1,520−305%
FY22
₹−5,440−258%
FY23
₹5,419+200%
FY24
₹−3.5−100%
FY25
₹24.2+781%

Result filings

as filed with NSE · PDF and XBRL
PeriodBasisFiledDocuments
Q4 FY25Standalone · audited23 May 2025PDF on NSE XBRL
Q3 FY25Standalone11 Feb 2025PDF on NSE XBRL
Q2 FY25Standalone · audited13 Jan 2025PDF on NSE XBRL
Q1 FY25Standalone13 Aug 2024PDF on NSE XBRL
Q4 FY24Standalone · audited31 May 2024PDF on NSE XBRL
Q3 FY24Standalone10 Jan 2024PDF on NSE XBRL
Q2 FY24Standalone2 Nov 2023PDF on NSE XBRL
Q1 FY24Standalone28 Jul 2023PDF on NSE XBRL
Q4 FY23Standalone · audited27 May 2023PDF on NSE XBRL
Q3 FY23Standalone2 Feb 2023PDF on NSE XBRL

Annual reports

NSE archive
Key ratios
P/E (TTM)5Y avg 3.4×3.3×
P/B-1.51×
ROEFY25, on average equity-37.1%
Net margin10859.6%
Debt / equity-0.17×
Revenue CAGR (3Y)-90.9%
Profit CAGR (3Y)–
EPS (TTM)₹0.50
Market cap₹80 Cr
Computed from the filings and the last close. Market cap uses the latest share count from the balance sheet.
Balance sheet 31 Mar 2025
Total assets₹2 Cr−95%
Net worth₹-53 Cr+31%
Total borrowings₹9 Cr
Cash & bank balances₹1 Cr+10%
Investments₹0 Cr
Inventories₹0 Cr
Trade receivables₹0 Cr
Trade payables₹0 Cr
Change vs the same date a year earlier.
Shareholding 31 Mar 2025
%Mar 25Dec 24Sept 24Jun 24Mar 24Dec 23Sept 23Jun 23Mar 23Dec 22Sept 22Jun 22
Promoter0.740.740.740.740.740.740.7443.6148.6448.6448.6448.78
FII0.010.010.010.010.390.390.390.392.192.192.19–
DII1.551.551.561.561.561.561.561.561.561.561.58–
Retail88.9788.9788.0888.0887.6887.6889.0848.7543.2242.8942.70–
Other public8.738.739.619.619.639.638.235.694.394.724.8951.22
10,06,312 shareholders · NSE shareholding pattern filings.