Quarterly results
standalone · as filed with NSE · Q1 FY27 back to Q3 FY24
| ₹ crore | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest earned | 1,515 | 1,445 | 1,384 | 1,305 | 1,250 | 1,199 | 1,177 | 1,166 | 1,167 | 1,111 | 1,038 |
| Interest expended | 732 | 709 | 709 | 686 | 655 | 602 | 585 | 572 | 557 | 520 | 490 |
| Net interest income | 782 | 736 | 675 | 618 | 595 | 597 | 593 | 594 | 610 | 591 | 548 |
| Other income | 227 | 266 | 245 | 247 | 266 | 234 | 177 | 176 | 189 | 180 | 140 |
| Operating profit (pre-provision) | 333 | 335 | 287 | 279 | 298 | 293 | 279 | 299 | 356 | 342 | 295 |
| Provisions | 178 | 195 | 277 | 204 | 196 | 173 | 174 | 210 | 196 | 175 | 161 |
| Profit before tax | 155 | 140 | 9.7 | 75 | 102 | 120 | 105 | 88.4 | 160 | 166 | 135 |
| Net profit | 155 | 140 | 9.7 | 75 | 102 | 123 | 111 | 96.7 | 171 | 322 | 135 |
| EPS (₹) | 14.74 | 13.28 | 0.92 | 7.13 | 9.69 | 11.76 | 10.57 | 9.25 | 16.31 | 34.55 | 18.30 |
| Gross NPA | 2.4% | 2.5% | 2.6% | 2.9% | 2.9% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net NPA | 0.9% | 0.9% | 0.9% | 0.9% | 0.9% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net profit YoY | +52.3% | +13.2% | −91.2% | −22.5% | −40.2% | −61.6% | −17.8% | – | – | – | – |
Annual results
financial years ending March · from the fourth-quarter filings| ₹ crore | FY26 | FY25 | FY24 |
|---|---|---|---|
| Interest earned | 5,353 | 4,710 | 4,013 |
| Interest expended | 2,760 | 2,317 | 1,886 |
| Net interest income | 2,593 | 2,393 | 2,127 |
| Other income | 1,022 | 776 | 671 |
| Operating profit (pre-provision) | 1,166 | 1,226 | 1,193 |
| Provisions | 839 | 753 | 679 |
| Profit before tax | 326 | 474 | 514 |
| Net profit | 326 | 501 | 670 |
| EPS (₹) | 31.02 | 47.89 | 90.85 |
| Gross NPA | 2.5% | 0.0% | 0.0% |
| Net NPA | 0.9% | 0.0% | 0.0% |
| Net profit YoY | −34.9% | −25.1% | – |
EPS is as filed for each period and is not restated for later bonus issues or splits.
Cash flow
annual · ₹ crore| ₹ crore | FY26 | FY25 | FY24 |
|---|---|---|---|
| Operating cash flow | 594 | 4,073 | 707 |
| Investing cash flow | −4,133 | −321 | −780 |
| Financing cash flow | 1,641 | −1,331 | 33.5 |
Net profit trend
annual, ₹ croreFY24
₹670
FY25
₹501−25%
FY26
₹326−35%
Result filings
as filed with NSE · PDF and XBRL| Period | Basis | Filed | Documents |
|---|---|---|---|
| Q1 FY27 | Standalone | 15 Jul 2026 | PDF on NSE XBRL |
| Q4 FY26 | Standalone · audited | 29 Apr 2026 | PDF on NSE XBRL |
| Q3 FY26 | Standalone | 6 Feb 2026 | PDF on NSE XBRL |
| Q2 FY26 | Standalone | 23 Oct 2025 | PDF on NSE XBRL |
| Q1 FY26 | Standalone | – | PDF XBRL |
| Q1 FY26 | Standalone | 22 Jul 2025 | PDF XBRL |
| Q4 FY25 | Standalone · audited | 29 Apr 2025 | PDF XBRL |
| Q3 FY25 | Standalone | 21 Jan 2025 | PDF on NSE XBRL |
| Q2 FY25 | Standalone | 22 Oct 2024 | PDF on NSE XBRL |
| Q1 FY25 | Standalone | 22 Jul 2024 | PDF on NSE XBRL |
Annual reports
NSE archiveKey ratios
P/E (TTM)5Y avg 8.9×14.8×
P/B5Y avg 1.17×1.26×
ROEFY26, on average equity7.6%
ROAon average assets0.76%
Revenue CAGR (3Y)–
Profit CAGR (3Y)–
EPS (TTM)₹36.06
Market cap₹5,637 Cr
Computed from the filings and the last close. Market cap uses the latest share count from the balance sheet.
P/B vs history
1.26×
vs 5-point avg 1.17× (+8%)
0.85× low1.17× avg1.58× high
History points are balance-sheet dates (2024 → 2026), priced at the adjusted close on each date.
Balance sheet 31 Mar 2026
Total assets₹47,448 Cr+23%
Advances₹33,828 Cr+25%
Deposits₹35,784 Cr+23%
Investments₹9,812 Cr+65%
Borrowings₹5,497 Cr+42%
Net worth₹4,470 Cr+9%
Change vs the same date a year earlier.
Revenue mix FY26
Other Retail Units80.5%result ₹20.3 Cr
Treasury14.6%result ₹159 Cr
Corporate/Wholesale Banking3.8%result ₹18.3 Cr
Other Banking operations1.1%result ₹115 Cr
Digital Banking Units0.0%result ₹1.7 Cr
Segment revenue as reported, before inter-segment eliminations.