Indian Railway Finance Corporation Limited
NSE: IRFCINE053F01010·Financial ServicesNifty Next 50·irfc.co.in ↗·Mcap ₹1.06L Cr·Listed 2021
₹79.95▲ ₹0.09  (0.11%)
52W: ₹78 – ₹137 · Vol: 47.0L shares · Close 25 Sept
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Quarterly results

standalone · as filed with NSE · Q1 FY27 back to Q4 FY21
₹ croreQ1 FY27Q4 FY26Q3 FY26Q2 FY26Q1 FY26Q4 FY25Q3 FY25Q2 FY25Q1 FY25Q4 FY24Q3 FY24Q2 FY24Q1 FY24Q4 FY23Q3 FY23Q2 FY23Q4 FY22Q2 FY22Q1 FY22Q4 FY21
Revenue from operations8,2617,3366,66113,2876,9156,7236,7636,9006,7666,4746,7456,7676,6796,2366,2185,8105,9324,6904,5844,455
Other income130−7.457.92.92.9130.50.44.4001.936.33.90.61.1000
Total expenses6,4645,6444,9179,7675,1735,0425,1365,2885,1894,7615,1415,2185,1244,9454,5894,0964,4403,1893,0822,972
EBITDA8,2197,2186,55813,1916,8696,6796,7246,8626,7336,4396,7106,7346,6506,1896,1885,7765,8494,6624,5794,404
EBITDA margin99.5%98.4%98.4%99.3%99.3%99.3%99.4%99.5%99.5%99.5%99.5%99.5%99.6%99.2%99.5%99.4%98.6%99.4%99.9%98.9%
Finance costs6,4215,5244,8129,6695,1244,9965,0955,2495,1554,7255,1045,1815,0914,8954,5544,0594,3533,1573,0732,918
Depreciation1.21.91.42.71.31.31.31.11.61.71.32.24.23.33.73.54.73.13.14.1
Profit before tax1,9271,6841,8023,5231,7461,6821,6311,6131,5771,7171,6041,5501,5571,3281,6331,7141,4931,5011,5021,483
Tax00000000000000000.3000
Net profit1,9271,6841,8023,5231,7461,6821,6311,6131,5771,7171,6041,5501,5571,3281,6331,7141,4921,5011,5021,483
Net margin23.3%23.0%27.1%26.5%25.2%25.0%24.1%23.4%23.3%26.5%23.8%22.9%23.3%21.3%26.3%29.5%25.2%32.0%32.8%33.3%
EPS (₹)1.471.291.382.701.341.291.251.231.211.321.231.201.201.021.251.311.141.151.151.23
Net profit YoY+10.4%+0.1%+10.5%+118.4%+10.7%−2.1%+1.6%+4.1%+1.3%+29.3%−1.8%−9.6%–−11.0%–+14.2%+0.7%–––

Annual results

financial years ending March · from the fourth-quarter filings
₹ croreFY26FY25FY24FY23FY22FY21
Revenue from operations27,28527,15226,64523,89220,29915,770
Other income53.44.310.640.82.30.4
Total expenses20,32920,65420,24417,59614,21111,355
EBITDA26,96726,99826,51223,75720,17715,657
EBITDA margin98.8%99.4%99.5%99.4%99.4%99.3%
Finance costs20,00520,49520,10117,44714,07511,237
Depreciation6.15.39.414.1144.4
Profit before tax7,0096,5026,4126,3376,0904,416
Tax00000.30
Net profit7,0096,5026,4126,3376,0904,416
Net margin25.7%23.9%24.1%26.5%30.0%28.0%
EPS (₹)5.364.984.914.854.663.66
Net profit YoY+7.8%+1.4%+1.2%+4.1%+37.9%–
EPS is as filed for each period and is not restated for later bonus issues or splits.

Cash flow

annual · ₹ crore
₹ croreFY26FY25FY24FY23FY22
Operating cash flow−27,0268,2307,914−28,584−64,412
Investing cash flow−2.6−0.1−7.50.1−4.7
Financing cash flow21,560−2,572−8,04628,64364,266
Capital expenditure13.40.88.30.86.6
Free cash flow (CFO − capex)−27,0408,2297,906−28,585−64,419

Net profit trend

annual, ₹ crore
FY21
₹4,416
FY22
₹6,090+38%
FY23
₹6,337+4%
FY24
₹6,412+1%
FY25
₹6,502+1%
FY26
₹7,009+8%

Result filings

as filed with NSE · PDF and XBRL
PeriodBasisFiledDocuments
Q1 FY27Standalone–PDF on NSE XBRL
Q1 FY27Standalone30 Jul 2026PDF on NSE XBRL
Q4 FY26Standalone · audited14 May 2026PDF on NSE XBRL
Q3 FY26Standalone19 Jan 2026PDF on NSE XBRL
Q2 FY26Standalone–PDF on NSE XBRL
Q2 FY26Standalone15 Oct 2025PDF on NSE XBRL
Q1 FY26Standalone22 Jul 2025 PDF XBRL
Q4 FY25Standalone · audited28 Apr 2025PDF on NSE XBRL
Q3 FY25Standalone20 Jan 2025PDF on NSE XBRL
Q2 FY25Standalone4 Nov 2024PDF on NSE XBRL

Annual reports

NSE archive
Key ratios
P/E (TTM)5Y avg 16.1×11.7×
P/B5Y avg 2.41×1.84×
ROEFY26, on average equity12.8%
Net margin25.7%
Debt / equity3.06×
Revenue CAGR (3Y)4.5%
Profit CAGR (3Y)3.4%
EPS (TTM)₹6.84
Market cap₹1.04L Cr
Computed from the filings and the last close. Market cap uses the latest share count from the balance sheet.
P/B vs history
1.84×
vs 10-point avg 2.41× (−24%)
0.64× low2.41× avg4.03× high
History points are balance-sheet dates (2021 → 2026), priced at the adjusted close on each date.
Balance sheet 31 Mar 2026
Total assets₹5.17L Cr+6%
Net worth₹56,749 Cr+8%
Total borrowings₹1.74L Cr+6%
Cash & bank balances₹211 Cr−96%
Investments₹28 Cr−26%
Inventories₹0 Cr
Trade receivables₹0 Cr
Change vs the same date a year earlier.
Shareholding 30 Jun 2026
%Jun 26Mar 26Dec 25Sept 25Jun 25Mar 25Dec 24Sept 24Jun 24Mar 24Dec 23Sept 23
Promoter82.9084.6586.3686.3686.3686.3686.3686.3686.3686.3686.3686.36
FII1.181.170.980.970.930.981.011.091.111.081.151.13
DII3.972.891.551.491.461.341.241.081.070.891.161.63
of which MF0.300.270.360.310.25–––––––
Retail11.2510.7010.5710.6310.5810.6810.7910.8710.8010.9810.5510.09
Other public0.700.590.540.550.670.640.600.600.660.690.780.79
50,86,488 shareholders · NSE shareholding pattern filings.