Quarterly results
standalone · as filed with NSE · Q1 FY27 back to Q4 FY25
| ₹ crore | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 |
|---|---|---|---|---|---|---|
| Gross premium | 2,731 | 2,736 | 2,909 | 2,667 | 2,982 | 2,576 |
| Net premium | 2,094 | 2,113 | 2,148 | 2,109 | 1,951 | 2,034 |
| Gross premium YoY | −8.4% | +6.2% | – | – | – | – |
| Total income (policyholders' account) | 2,359 | 3,112 | 2,498 | 2,408 | 2,179 | 2,855 |
| Profit before tax | 115 | 173 | 163 | 136 | 161 | 116 |
| Tax | 29.1 | 23.1 | 22.8 | 19.1 | 22.3 | 0 |
| Net profit | 86.4 | 149 | 140 | 117 | 138 | 116 |
| EPS (₹) | 0.93 | 1.61 | 1.51 | 1.26 | 1.49 | 1.25 |
| Net profit YoY | −37.5% | +29.2% | – | – | – | – |
| Solvency ratio (×) | 0.02 | 2.42 | 0.02 | 0.02 | 0.02 | 0.02 |
| Expenses of management | 39.0% | 41.9% | 43.4% | 41.6% | 35.0% | 39.0% |
| Combined ratio | 112.3% | 111.6% | 110.7% | 111.4% | 108.6% | 111.3% |
Annual results
financial years ending March · from the fourth-quarter filings| ₹ crore | FY26 | FY25 |
|---|---|---|
| Gross premium | 11,294 | 10,282 |
| Net premium | 8,321 | 8,231 |
| Gross premium YoY | +9.8% | – |
| Total income (policyholders' account) | 10,197 | 9,480 |
| Profit before tax | 632 | 425 |
| Tax | 87.3 | 0 |
| Net profit | 544 | 425 |
| EPS (₹) | 5.88 | 4.62 |
| Net profit YoY | +28.1% | – |
| Solvency ratio (×) | 2.42 | 0.02 |
| Expenses of management | 40.5% | 39.0% |
| Combined ratio | 110.7% | 109.3% |
EPS is as filed for each period and is not restated for later bonus issues or splits.
Cash flow
annual · ₹ crore| ₹ crore | FY26 | FY25 |
|---|---|---|
| Operating cash flow | 2,026 | 1,604 |
| Investing cash flow | −2,019 | −2,837 |
| Financing cash flow | −28.1 | 1,092 |
| Capital expenditure | 17.2 | 17.8 |
| Free cash flow (CFO − capex) | 2,008 | 1,586 |
Net profit trend
annual, ₹ croreFY25
₹425
FY26
₹544+28%
Result filings
as filed with NSE · PDF and XBRL| Period | Basis | Filed | Documents |
|---|---|---|---|
| Q1 FY27 | Standalone | – | PDF on NSE XBRL |
| Q1 FY27 | Standalone | 23 Jul 2026 | PDF on NSE XBRL |
| Q4 FY26 | Standalone | – | PDF on NSE XBRL |
| Q4 FY26 | Standalone | 28 Apr 2026 | PDF on NSE XBRL |
| Q3 FY26 | Standalone | 22 Jan 2026 | PDF on NSE XBRL |
| Q2 FY26 | Standalone | 28 Oct 2025 | PDF XBRL |
| Q1 FY26 | Standalone | 28 Jul 2025 | PDF XBRL |
| Q4 FY25 | Standalone · audited | 28 Apr 2025 | PDF on NSE XBRL |
Annual reports
NSE archiveKey ratios
P/E (TTM)5Y avg 59.1×47.6×
P/B5Y avg 6.87×4.95×
ROEFY26, on average equity12.1%
Net margin4.8%
Debt / equity0.00×
Revenue CAGR (3Y)–
Profit CAGR (3Y)–
EPS (TTM)₹5.33
Market cap₹23,457 Cr
Computed from the filings and the last close. Market cap uses the latest share count from the balance sheet.
P/B vs history
4.95×
vs 6-point avg 6.87× (−28%)
4.95× low6.87× avg7.91× high
History points are balance-sheet dates (2025 → 2026), priced at the adjusted close on each date.
Balance sheet 30 Jun 2026
Total assets₹5,354 Cr+8%
Net worth₹4,736 Cr+12%
Total borrowings₹0 Cr
Investments₹23,454 Cr+13%
Change vs the same date a year earlier.