Quarterly results
standalone · as filed with NSE · Q1 FY27 back to Q4 FY22
| ₹ crore | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 | Q2 FY24 | Q1 FY23 | Q4 FY22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest earned | 72.2 | 64.1 | 63 | 60.1 | 61 | 52.8 | 49.4 | 47.8 | 45.3 | 41.4 | 39.2 | 36.5 | 18.7 | 12.7 |
| Interest expended | 35.3 | 28.9 | 29.4 | 27.6 | 28.4 | 26 | 25.7 | 25.1 | 23.9 | 23 | 21.6 | 18.9 | 7.7 | 4.6 |
| Net interest income | 36.9 | 35.2 | 33.6 | 32.5 | 32.6 | 26.8 | 23.7 | 22.7 | 21.4 | 18.4 | 17.6 | 17.7 | 11 | 8.1 |
| Other income | 235 | 276 | 331 | 340 | 392 | 441 | 412 | 408 | 392 | 360 | 331 | 322 | 270 | 273 |
| Operating profit (pre-provision) | −13.7 | 5.4 | 20.6 | 21.2 | 24.6 | 29.7 | 28.5 | 25.9 | 24.3 | 25.3 | 22.8 | 20.1 | 10.1 | 17.6 |
| Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.6 | 0 | 0 |
| Profit before tax | −13.7 | 4.1 | 17.5 | 21.2 | 24.6 | 29.7 | 28.5 | 25.9 | 24.3 | 25.3 | 22.8 | 19.5 | 10.1 | 17.6 |
| Net profit | −13.7 | 7.1 | 12.3 | 15.4 | 17.8 | 24 | 23.1 | 21.2 | 24.3 | 25.2 | 22.8 | 19.5 | 10.1 | 17.6 |
| EPS (₹) | -1.65 | 0.85 | 1.47 | 1.84 | 2.13 | 2.89 | 2.78 | 2.54 | 2.92 | 3.03 | 2.74 | 2.35 | 1.21 | 2.20 |
| Net profit YoY | −177.3% | −70.4% | −47.0% | −27.4% | −26.8% | −4.8% | +1.4% | +8.4% | – | – | – | – | – | – |
Annual results
financial years ending March · from the fourth-quarter filings| ₹ crore | FY26 | FY25 | FY24 | FY22 |
|---|---|---|---|---|
| Interest earned | 248 | 195 | 150 | 35.6 |
| Interest expended | 114 | 101 | 78.9 | 15.3 |
| Net interest income | 134 | 94.7 | 71.2 | 20.3 |
| Other income | 1,340 | 1,652 | 1,328 | 973 |
| Operating profit (pre-provision) | 71.8 | 108 | 86.9 | 42.7 |
| Provisions | 0 | 0 | 0.6 | 0 |
| Profit before tax | 67.4 | 108 | 86.3 | 42.7 |
| Net profit | 52.5 | 92.5 | 86.2 | 42.7 |
| EPS (₹) | 6.30 | 11.12 | 10.36 | 5.34 |
| Net profit YoY | −43.3% | +7.3% | – | – |
EPS is as filed for each period and is not restated for later bonus issues or splits.
Cash flow
annual · ₹ crore| ₹ crore | FY26 | FY25 | FY24 | FY22 |
|---|---|---|---|---|
| Operating cash flow | −307 | 76.2 | 56.8 | 207 |
| Investing cash flow | −143 | −164 | −104 | −64.3 |
| Financing cash flow | 696 | 127 | 279 | 352 |
Net profit trend
annual, ₹ croreFY22
₹42.7
FY24
₹86.2+102%
FY25
₹92.5+7%
FY26
₹52.5−43%
Result filings
as filed with NSE · PDF and XBRL| Period | Basis | Filed | Documents |
|---|---|---|---|
| Q1 FY27 | Standalone | 13 Aug 2026 | PDF on NSE XBRL |
| Q4 FY26 | Standalone · audited | 29 Apr 2026 | PDF XBRL |
| Q3 FY26 | Standalone | 29 Jan 2026 | PDF on NSE XBRL |
| Q2 FY26 | Standalone · audited | 29 Oct 2025 | PDF on NSE XBRL |
| Q1 FY26 | Standalone | 30 Jul 2025 | PDF on NSE XBRL |
| Q4 FY25 | Standalone · audited | 28 Apr 2025 | PDF on NSE XBRL |
| Q3 FY25 | Standalone | 29 Jan 2025 | PDF on NSE XBRL |
| Q2 FY25 | Standalone · audited | 23 Oct 2024 | PDF on NSE XBRL |
| Q1 FY25 | Standalone | 31 Jul 2024 | PDF on NSE XBRL |
| Q4 FY24 | Standalone · audited | 30 Apr 2024 | PDF on NSE XBRL |
Annual reports
NSE archiveKey ratios
P/E (TTM)5Y avg 22.2×50.9×
P/B5Y avg 3.25×1.33×
ROEFY26, on average equity6.8%
ROAon average assets1.10%
Revenue CAGR (3Y)91.0%
Profit CAGR (3Y)7.1%
EPS (TTM)₹2.52
Market cap₹1,067 Cr
Computed from the filings and the last close. Market cap uses the latest share count from the balance sheet.
P/B vs history
1.33×
vs 6-point avg 3.25× (−59%)
1.22× low3.25× avg4.79× high
History points are balance-sheet dates (2023 → 2026), priced at the adjusted close on each date.
Balance sheet 31 Mar 2026
Total assets₹5,312 Cr+26%
Advances₹0 Cr−47%
Deposits₹2,379 Cr+23%
Investments₹3,254 Cr+36%
Borrowings₹1,535 Cr+83%
Net worth₹805 Cr+8%
Change vs the same date a year earlier.
Revenue mix FY26
Other Banking Operations53.3%result ₹34.1 Cr
Retail Banking31.1%result ₹235 Cr
Treasury15.6%result ₹176 Cr
Segment revenue as reported, before inter-segment eliminations.