DCB Bank Limited
NSE: DCBBANKINE503A01015(was DCB)·Financial ServicesMicrocap 250·www.dcbbank.com ↗·Mcap ₹7,197 Cr·Listed 2006
₹214.09▲ ₹0.74  (0.35%)
52W: ₹123 – ₹235 · Vol: 9.5L shares · Close 25 Sept
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Quarterly results

standalone · as filed with NSE · Q1 FY27 back to Q1 FY19
₹ croreQ1 FY27Q4 FY26Q3 FY26Q2 FY26Q1 FY26Q4 FY25Q3 FY25Q2 FY25Q1 FY25Q4 FY24Q3 FY24Q2 FY24Q2 FY23Q4 FY22Q4 FY21Q3 FY21Q2 FY21Q1 FY21Q4 FY20Q3 FY20Q2 FY20Q1 FY20Q4 FY19Q3 FY19Q1 FY19
Interest earned1,9841,9071,8611,8231,8141,7421,6711,5681,4891,4451,3741,3061,000920837869878873902898879858827777701
Interest expended1,3001,2521,2361,2271,2331,1841,1281,059993937900830589539526535545566578575566553526484428
Net interest income684655625596580558543509497507474476411380311335334307324323313305301294273
Other income19621222118623621918420514313612410799.211513415592.577.611093.110186.899.494.582.8
Operating profit (pre-provision)344342323304327305271255205234212211183221205277225191212190185167185174141
Provisions57.16974.160.511567.267.245.628.424.14139.73167.610114811383.71185943.340.634.840.133.2
Profit before tax28727324924321223820421017721017117115215310413011210793.8131141126151134108
Net profit21320618518415717715115513115612712711211377.996.282.379.468.896.791.481.196.386.169.5
EPS (₹)6.626.395.765.845.005.644.834.964.204.984.064.073.613.652.513.102.652.562.223.122.952.623.112.782.26
Gross NPA2.4%2.5%2.7%2.9%3.0%3.0%3.1%3.3%3.3%3.2%3.4%3.4%3.9%4.3%4.1%2.0%2.3%2.4%2.5%2.1%2.1%2.0%1.8%1.9%1.9%
Net NPA0.8%0.9%1.1%1.2%1.2%1.1%1.2%1.2%1.2%1.1%1.2%1.3%1.5%2.0%2.3%0.6%0.8%1.0%1.2%1.0%1.0%0.8%0.7%0.7%0.7%
Net profit YoY+35.6%+16.1%+22.0%+18.3%+19.7%+13.7%+19.6%+22.6%–––+12.9%–+45.6%+13.3%−0.5%−10.0%−2.1%−28.6%+12.3%–+16.6%–––

Annual results

financial years ending March · from the fourth-quarter filings
₹ croreFY26FY25FY24FY22FY21FY20FY19
Interest earned7,4046,4715,3623,5133,4583,5373,041
Interest expended4,9484,3643,4342,1552,1722,2721,892
Net interest income2,4572,1071,9281,3581,2871,2651,149
Other income855751474452459391350
Operating profit (pre-provision)1,2961,037864797898753647
Provisions319208142407446261140
Profit before tax977829722390453492507
Net profit732615536288336338325
EPS (₹)23.0119.6317.189.2610.8210.9010.53
Gross NPA2.5%3.0%3.2%4.3%4.1%2.5%1.8%
Net NPA0.9%1.1%1.1%2.0%2.3%1.2%0.7%
Net profit YoY+18.9%+14.8%–−14.4%−0.6%+3.9%–
EPS is as filed for each period and is not restated for later bonus issues or splits.

Cash flow

annual · ₹ crore
₹ croreFY26FY25FY24FY22
Operating cash flow4,588−3,098−1,2401,606
Investing cash flow−88.7−135−133−157
Financing cash flow−2,9772,8652,070−398

Net profit trend

annual, ₹ crore
FY20
₹338
FY21
₹336−1%
FY22
₹288−14%
FY24
₹536+86%
FY25
₹615+15%
FY26
₹732+19%

Result filings

as filed with NSE · PDF and XBRL
PeriodBasisFiledDocuments
Q1 FY27Standalone24 Jul 2026PDF on NSE XBRL
Q4 FY26Standalone · audited24 Apr 2026 PDF XBRL
Q4 FY26Standalone · audited–PDF on NSE XBRL
Q3 FY26Standalone23 Jan 2026PDF on NSE XBRL
Q2 FY26Standalone22 Oct 2025 PDF XBRL
Q1 FY26Standalone31 Jul 2025 PDF XBRL
Q4 FY25Standalone · audited–PDF on NSE XBRL
Q4 FY25Standalone · audited25 Apr 2025 PDF XBRL
Q3 FY25Standalone24 Jan 2025PDF on NSE XBRL
Q2 FY25Standalone24 Oct 2024PDF on NSE XBRL

Annual reports

NSE archive
Key ratios
P/E (TTM)5Y avg 6.7×8.8×
P/B5Y avg 0.74×1.05×
ROEFY26, on average equity12.0%
ROAon average assets0.89%
Revenue CAGR (3Y)28.2%
Profit CAGR (3Y)36.5%
EPS (TTM)₹24.46
Market cap₹6,892 Cr
Computed from the filings and the last close. Market cap uses the latest share count from the balance sheet.
P/B vs history
1.05×
vs 7-point avg 0.74× (+42%)
0.63× low0.74× avg1.05× high
History points are balance-sheet dates (2022 → 2026), priced at the adjusted close on each date.
Balance sheet 31 Mar 2026
Total assets₹88,069 Cr+15%
Advances₹60,022 Cr+18%
Deposits₹72,583 Cr+21%
Investments₹20,378 Cr+1%
Borrowings₹6,086 Cr−33%
Net worth₹6,535 Cr+15%
Change vs the same date a year earlier.
Revenue mix FY26
Retail Banking70.9%result ₹514 Cr
Treasury Operations21.2%result ₹223 Cr
Corporate / Wholesale Banking5.7%result ₹67.8 Cr
Other Banking Operations2.2%result ₹199 Cr
Segment revenue as reported, before inter-segment eliminations.
Shareholding 30 Jun 2026
%Jun 26Mar 26Dec 25Sept 25Jun 25Mar 25Dec 24Sept 24Jun 24Mar 24Dec 23Sept 23
Promoter16.2316.2316.2414.6614.6914.7014.7214.7314.7514.7714.8014.81
FII13.4812.6411.9310.4911.699.6410.8611.0614.6512.7513.0212.74
DII32.2832.8032.1531.9431.8029.1827.8926.6527.6129.6634.2238.99
of which MF24.8024.2021.7321.4821.81–––––––
Retail27.9927.8629.2633.0332.0336.6037.1338.0134.2132.9127.4423.32
Other public10.0210.4710.429.889.799.889.409.558.789.9110.5210.14
1,77,116 shareholders · NSE shareholding pattern filings.