Quarterly results
consolidated · as filed with NSE · Q1 FY27 back to Q4 FY25
| ₹ crore | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 |
|---|---|---|---|---|---|---|
| Revenue from operations | 128 | 125 | 147 | 131 | 140 | 139 |
| Other income | 0.8 | 2.7 | 1.1 | 0.7 | 0.4 | 2 |
| Total expenses | 137 | 131 | 154 | 186 | 145 | 144 |
| EBITDA | 23.9 | 22.9 | 22.9 | −27 | 30.9 | 30.9 |
| EBITDA margin | 18.7% | 18.3% | 15.6% | -20.6% | 22.1% | 22.2% |
| Finance costs | 25.3 | 21.7 | 22.2 | 19.7 | 27.9 | 27.9 |
| Depreciation | 7.8 | 7.5 | 7.7 | 8.1 | 8.2 | 7.9 |
| Profit before tax | −8.4 | −3.5 | −6 | 52.3 | −4.8 | −2.9 |
| Tax | 1.2 | −0.5 | −0.8 | 6.4 | 0.8 | −0.4 |
| Net profit | −9.6 | −3 | −5.2 | 44.7 | −5.6 | −2.6 |
| Net margin | -7.5% | -2.4% | -3.5% | 34.2% | -4.0% | -1.8% |
| EPS (₹) | -0.08 | 0.00 | -0.08 | 1.18 | -0.07 | -0.02 |
| Net profit YoY | −70.8% | −16.3% | – | – | – | – |
Annual results
financial years ending March · from the fourth-quarter filings| ₹ crore | FY26 | FY25 |
|---|---|---|
| Revenue from operations | 528 | 615 |
| Other income | 4.9 | 4.2 |
| Total expenses | 602 | 628 |
| EBITDA | 40.6 | 126 |
| EBITDA margin | 7.7% | 20.4% |
| Finance costs | 83.5 | 107 |
| Depreciation | 31.4 | 31.9 |
| Profit before tax | 37 | −8.9 |
| Tax | 5 | 1.3 |
| Net profit | 30.9 | −10.2 |
| Net margin | 5.9% | -1.7% |
| EPS (₹) | 1.02 | 0.04 |
| Net profit YoY | +402.1% | – |
EPS is as filed for each period and is not restated for later bonus issues or splits.
Cash flow
annual · ₹ crore| ₹ crore | FY26 | FY25 |
|---|---|---|
| Operating cash flow | −254 | 12.5 |
| Investing cash flow | 98.5 | −60.8 |
| Financing cash flow | 217 | −26.7 |
| Capital expenditure | 5.5 | 10.4 |
| Free cash flow (CFO − capex) | −260 | 2.1 |
Net profit trend
annual, ₹ croreFY25
₹−10.2
FY26
₹30.9+402%
Result filings
as filed with NSE · PDF and XBRL| Period | Basis | Filed | Documents |
|---|---|---|---|
| Q1 FY27 | Consolidated | 14 Aug 2026 | PDF on NSE XBRL |
| Q1 FY27 | Standalone | 14 Aug 2026 | PDF on NSE XBRL |
| Q4 FY26 | Consolidated · audited | 20 May 2026 | PDF on NSE XBRL |
| Q4 FY26 | Standalone · audited | 20 May 2026 | PDF on NSE XBRL |
| Q3 FY26 | Consolidated | 13 Feb 2026 | PDF on NSE XBRL |
| Q3 FY26 | Standalone | 13 Feb 2026 | PDF on NSE XBRL |
| Q2 FY26 | Consolidated | 14 Nov 2025 | PDF on NSE XBRL |
| Q2 FY26 | Standalone | 14 Nov 2025 | PDF on NSE XBRL |
| Q1 FY26 | Consolidated | 13 Aug 2025 | PDF on NSE XBRL |
| Q1 FY26 | Standalone | 13 Aug 2025 | PDF on NSE XBRL |
Annual reports
NSE archiveKey ratios
P/E (TTM)5Y avg 26.3×32.0×
P/B5Y avg 1.61×1.28×
ROEFY26, on average equity4.7%
Net margin5.9%
Debt / equity1.31×
Revenue CAGR (3Y)–
Profit CAGR (3Y)–
EPS (TTM)₹0.69
Market cap₹862 Cr
Computed from the filings and the last close. Market cap uses the latest share count from the balance sheet.
P/B vs history
1.28×
vs 2-point avg 1.61× (−20%)
1.20× low1.61× avg2.01× high
History points are balance-sheet dates (2025 → 2026), priced at the adjusted close on each date.
Balance sheet 31 Mar 2026
Total assets₹1,846 Cr−0%
Net worth₹673 Cr+7%
Total borrowings₹880 Cr−9%
Cash & bank balances₹223 Cr+38%
Investments₹210 Cr+231%
Inventories₹1 Cr−32%
Trade receivables₹8 Cr−34%
Change vs the same date a year earlier.
Revenue mix FY26
Prepaid Payment Instrument business56.9%result ₹−14.6 Cr
Lending business38.3%result ₹−45.1 Cr
Forex business4.7%result ₹−7.4 Cr
Others0.1%result ₹−2.3 Cr
Segment revenue as reported, before inter-segment eliminations.