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Quarterly results

standalone · as filed with NSE · Q1 FY27 back to Q1 FY19

₹ crore	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24	Q2 FY24	Q1 FY24	Q4 FY23	Q3 FY23	Q1 FY23	Q4 FY22	Q4 FY21	Q3 FY21	Q2 FY21	Q1 FY21	Q4 FY20	Q3 FY20	Q1 FY20	Q4 FY19	Q3 FY19	Q1 FY19
Interest earned	5,303	5,019	4,727	4,511	4,378	4,271	4,113	3,911	3,769	2,829	2,736	2,531	2,458	2,275	2,118	1,820	1,667	1,292	1,261	1,212	1,184	1,183	1,112	957	877	788	600
Interest expended	2,607	2,437	2,386	2,367	2,334	2,177	2,091	1,936	1,848	1,492	1,411	1,282	1,212	1,062	965	844	730	637	628	652	668	629	605	562	490	440	314
Net interest income	2,695	2,582	2,341	2,144	2,045	2,094	2,023	1,974	1,921	1,337	1,325	1,249	1,246	1,213	1,153	976	937	656	633	561	516	555	507	396	387	348	286
Other income	689	731	724	713	811	761	618	638	546	556	450	425	315	333	295	159	311	277	663	286	226	183	161	211	131	106	103
Operating profit (pre-provision)	1,435	1,352	1,215	1,210	1,312	1,292	1,205	1,132	988	664	657	648	546	571	556	394	482	374	873	466	446	316	313	291	216	179	152
Provisions	371	269	331	481	533	635	502	373	319	133	159	114	33	40.9	32.6	38.4	93.2	178	284	57.4	181	151	40.1	31.5	39.2	32.5	35.1
Profit before tax	1,064	1,082	884	729	779	657	703	759	669	455	498	533	513	530	523	356	389	196	589	409	264	165	273	259	176	146	117
Net profit	796	832	668	561	581	504	528	571	503	371	375	402	387	425	393	268	346	169	479	322	201	122	190	190	118	95.3	76.8
EPS (₹)	10.63	11.13	8.94	7.52	7.80	6.77	7.10	7.68	6.77	5.54	5.61	6.02	5.80	6.37	5.90	4.25	11.02	5.49	15.62	10.50	6.58	4.03	6.43	6.51	4.05	3.26	2.69
Gross NPA	2.1%	2.0%	2.3%	2.4%	2.5%	2.3%	2.3%	2.0%	1.8%	1.7%	2.0%	1.9%	1.8%	1.7%	1.8%	2.0%	2.0%	4.3%	1.0%	1.5%	1.7%	1.7%	1.9%	2.1%	2.0%	2.1%	2.2%
Net NPA	0.8%	0.7%	0.9%	0.9%	0.9%	0.7%	0.9%	0.8%	0.6%	0.5%	0.7%	0.6%	0.5%	0.4%	0.5%	0.6%	0.5%	2.2%	0.2%	0.4%	0.6%	0.8%	1.0%	1.3%	1.3%	1.3%	1.4%
Net profit YoY	+37.0%	+65.2%	+26.3%	−1.8%	+15.6%	+35.9%	+40.8%	+42.2%	+29.9%	−12.7%	−4.5%	–	+44.4%	+22.7%	–	–	+104.8%	+38.1%	+151.9%	–	+5.5%	+3.5%	+99.5%	+147.7%	–	–	–

Annual results

financial years ending March · from the fourth-quarter filings

₹ crore	FY26	FY25	FY24	FY23	FY22	FY21	FY20	FY19
Interest earned	18,636	16,064	10,555	8,205	5,922	4,950	4,286	2,949
Interest expended	9,524	8,052	5,398	3,780	2,688	2,585	2,377	1,606
Net interest income	9,113	8,012	5,157	4,425	3,234	2,365	1,909	1,342
Other income	2,978	2,526	1,746	1,034	994	1,452	706	462
Operating profit (pre-provision)	5,089	4,581	2,515	2,019	1,815	2,159	1,197	722
Provisions	1,615	1,793	439	155	361	700	283	142
Profit before tax	3,474	2,788	1,999	1,865	1,454	1,459	914	580
Net profit	2,641	2,106	1,535	1,428	1,130	1,171	675	382
EPS (₹)	35.40	28.32	22.98	21.86	36.06	38.19	22.78	13.16
Gross NPA	2.0%	2.3%	1.7%	1.7%	2.0%	4.3%	1.7%	2.0%
Net NPA	0.7%	0.7%	0.5%	0.4%	0.5%	2.2%	0.8%	1.3%
Net profit YoY	+25.4%	+37.2%	+7.5%	+26.4%	−3.5%	+73.5%	+76.7%	–

EPS is as filed for each period and is not restated for later bonus issues or splits.

Cash flow

annual · ₹ crore

₹ crore	FY26	FY25	FY24	FY23	FY22
Operating cash flow	1,829	5,462	2,608	5,494	6,849
Investing cash flow	−5,090	−5,931	−4,855	−4,320	−4,753
Financing cash flow	2,318	2,407	−802	2,323	−948

Net profit trend

annual, ₹ crore

FY21

₹1,171

FY22

₹1,130−3%

FY23

₹1,428+26%

FY24

₹1,535+7%

FY25

₹2,106+37%

FY26

₹2,641+25%

Result filings

as filed with NSE · PDF and XBRL

Period	Basis	Filed	Documents
Q1 FY27	Standalone	25 Jul 2026	PDF on NSE XBRL
Q4 FY26	Standalone · audited	27 Apr 2026	PDF on NSE XBRL
Q3 FY26	Standalone	20 Jan 2026	PDF on NSE XBRL
Q2 FY26	Standalone	17 Oct 2025	PDF XBRL
Q1 FY26	Standalone	19 Jul 2025	PDF XBRL
Q4 FY25	Standalone · audited	22 Apr 2025	PDF on NSE XBRL
Q3 FY25	Standalone	24 Jan 2025	PDF on NSE XBRL
Q2 FY25	Standalone	24 Oct 2024	PDF on NSE XBRL
Q1 FY25	Standalone	26 Jul 2024	PDF on NSE XBRL
Q4 FY24	Standalone · audited	25 Apr 2024	PDF on NSE XBRL

Annual reports

NSE archive

FY2621.61 MB FY25 FY24 FY23 FY22 FY21 FY20 FY19 FY18 FY17

Key ratios

P/E (TTM)26.7×

P/B3.81×

ROEFY26, on average equity14.2%

ROAon average assets1.51%

Revenue CAGR (3Y)31.4%

Profit CAGR (3Y)22.8%

EPS (TTM)₹38.17

Market cap₹76,174 Cr

Computed from the filings and the last close. Market cap uses the latest share count from the balance sheet.

Balance sheet 31 Mar 2026

Total assets₹1.92L Cr+22%

Advances₹1.34L Cr+25%

Deposits₹1.53L Cr+23%

Investments₹44,794 Cr+18%

Borrowings₹13,872 Cr+19%

Net worth₹19,974 Cr+16%

Change vs the same date a year earlier.

Revenue mix FY26

Retail banking- Other Retail Banking73.0%result ₹1,931 Cr

Treasury14.8%result ₹479 Cr

Wholesale banking9.8%result ₹589 Cr

Other banking operations2.4%result ₹475 Cr

Retail banking- Digital Banking*0.0%result ₹−0.4 Cr

Segment revenue as reported, before inter-segment eliminations.

Shareholding 30 Jun 2026

%	Jun 26	Mar 26	Dec 25	Sept 25	Jun 25	Mar 25	Dec 24	Sept 24	Jun 24	Apr 24	Mar 24	Dec 23
Promoter	22.74	22.76	22.79	22.82	22.85	22.87	22.88	22.90	22.92	22.93	25.45	25.46
FII	35.98	37.26	36.45	34.49	37.68	35.58	39.35	40.72	39.58	35.47	39.37	41.12
DII	32.81	31.30	31.27	31.90	28.87	27.17	21.78	20.14	18.44	21.16	22.78	20.81
of which MF	24.42	23.22	22.61	22.96	20.55	–	–	–	–	–	–	–
Retail	6.06	4.45	5.05	5.86	5.67	5.46	4.90	5.04	5.37	7.05	7.59	6.77
Other public	2.41	4.23	4.44	4.93	4.93	8.92	11.09	11.20	13.69	13.39	4.81	5.84

1,62,894 shareholders · NSE shareholding pattern filings.