Quarterly results
consolidated · as filed with NSE · Q1 FY27 back to Q4 FY25
| ₹ crore | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 |
|---|---|---|---|---|---|---|
| Gross premium | 1,27,796 | 1,65,361 | 1,26,177 | 1,27,087 | 1,19,754 | 1,48,222 |
| Net premium | 1,27,623 | 1,65,067 | 1,25,988 | 1,26,930 | 1,19,618 | 1,47,917 |
| Gross premium YoY | +6.7% | +11.6% | – | – | – | – |
| Total income (policyholders' account) | 2,40,168 | 2,79,198 | 2,36,094 | 2,41,536 | 2,24,950 | 2,43,693 |
| Profit before tax | 13,686 | 23,457 | 12,880 | 10,202 | 10,986 | 19,046 |
| Tax | 102 | −10.5 | −50.7 | 103 | 28.7 | 7.1 |
| Net profit | 13,584 | 23,467 | 12,930 | 10,098 | 10,957 | 19,039 |
| EPS (₹) | 10.74 | 37.10 | 20.44 | 15.97 | 17.32 | 30.10 |
| Net profit YoY | +24.0% | +23.3% | – | – | – | – |
| Solvency ratio (×) | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Expenses of management | 10.7% | 12.5% | 12.4% | 12.0% | 10.5% | 11.2% |
| Persistency, 13th month | 70.4% | 67.8% | 69.4% | 68.2% | 70.9% | 68.6% |
Annual results
financial years ending March · from the fourth-quarter filings| ₹ crore | FY26 | FY25 |
|---|---|---|
| Gross premium | 5,38,379 | 4,90,489 |
| Net premium | 5,37,604 | 4,89,775 |
| Gross premium YoY | +9.8% | – |
| Total income (policyholders' account) | 9,81,779 | 8,92,146 |
| Profit before tax | 57,524 | 48,351 |
| Tax | 70.7 | 30.3 |
| Net profit | 57,453 | 48,320 |
| EPS (₹) | 90.84 | 76.40 |
| Net profit YoY | +18.9% | – |
| Solvency ratio (×) | 0.02 | 0.02 |
| Expenses of management | 11.9% | 12.4% |
| Persistency, 13th month | 74.6% | 74.8% |
EPS is as filed for each period and is not restated for later bonus issues or splits.
Cash flow
annual · ₹ crore| ₹ crore | FY26 | FY25 |
|---|---|---|
| Operating cash flow | −26,211 | −9,145 |
| Investing cash flow | 34,708 | 40,423 |
| Financing cash flow | −7,626 | −3,794 |
| Capital expenditure | 1,116 | 777 |
| Free cash flow (CFO − capex) | −27,327 | −9,922 |
Net profit trend
annual, ₹ croreFY25
₹48,320
FY26
₹57,453+19%
Result filings
as filed with NSE · PDF and XBRL| Period | Basis | Filed | Documents |
|---|---|---|---|
| Q1 FY27 | Consolidated | 6 Aug 2026 | PDF on NSE XBRL |
| Q1 FY27 | Standalone | 6 Aug 2026 | PDF on NSE XBRL |
| Q4 FY26 | Consolidated · audited | 21 May 2026 | PDF on NSE XBRL |
| Q4 FY26 | Standalone · audited | 21 May 2026 | PDF on NSE XBRL |
| Q3 FY26 | Consolidated | 5 Feb 2026 | PDF on NSE XBRL |
| Q3 FY26 | Standalone | 5 Feb 2026 | PDF on NSE XBRL |
| Q2 FY26 | Consolidated | 6 Nov 2025 | PDF XBRL |
| Q2 FY26 | Standalone | 6 Nov 2025 | PDF XBRL |
| Q2 FY26 | Standalone | – | PDF on NSE XBRL |
| Q1 FY26 | Consolidated | 7 Aug 2025 | PDF XBRL |
Annual reports
NSE archiveKey ratios
P/E (TTM)5Y avg 9.2×8.6×
P/B5Y avg 3.56×2.71×
ROEFY26, on average equity37.6%
Net margin10.7%
Debt / equity0.00×
Revenue CAGR (3Y)–
Profit CAGR (3Y)–
EPS (TTM)₹47.49
Market cap₹5.17L Cr
Computed from the filings and the last close. Market cap uses the latest share count from the balance sheet.
P/B vs history
2.71×
vs 6-point avg 3.56× (−24%)
2.58× low3.56× avg4.44× high
History points are balance-sheet dates (2025 → 2026), priced at the adjusted close on each date.
Balance sheet 30 Jun 2026
Total assets₹60.99L Cr+5%
Net worth₹1.91L Cr+38%
Total borrowings₹0 Cr
Investments₹57.73L Cr+4%
Change vs the same date a year earlier.