Credit Rating
Ask the chart: “Has this stock recovered from similar drawdowns before?”
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Latest filings
NSE announcements · newest firstGeneral Updates - Strike call given by the United Forum of Bank Unions (UFBU)
Schedule of meet
Press release dated September 23, 2026, titled "Karur Vysya Bank opens new branches in P N Pudur - Coimbatore and Labbaikudikadu".
Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015
Key MetricsFull financials →
P/E (TTM)
11.6×
EPS ₹28.39
P / Book
2.25×
BVPS ₹146
ROE
19.3%
FY26, avg equity
ROA
1.96%
avg assets
Interest income YoY
+18.7%
Q1 FY27
Net profit YoY
+44.9%
Q1 FY27
Market cap
₹31,701 Cr
Div. yield
0.79%
₹2.60 in 12 months
From NSE filings (standalone) and the last close.
Shareholding Pattern Jun 2026
Promoter pledge: none reported
Peer Comparison
| Bank | P/E | P/B | ROE | GNPA |
|---|---|---|---|---|
| INDUSINDBK₹71,070 Cr | 53.7× | 1.08× | 1.4% | 3.25% |
| YESBANK₹70,604 Cr | 18.7× | 1.38× | 7.1% | 1.30% |
| KARURVYSYA₹31,701 Cr | 11.6× | 2.25× | 19.3% | 0.74% |
| BANDHANBNK₹30,238 Cr | 22.3× | 1.18× | 4.9% | 3.15% |
| RBLBANK₹25,655 Cr | 28.5× | 1.53× | 5.4% | 1.30% |
| CUB₹16,761 Cr | 11.9× | 1.59× | 13.2% | 1.73% |
Private Sector Bank: the companies closest in market value, of the 20 in that basic industry whose filings we hold. Computed from each company's NSE filings (up to Q1 FY27) and the last close; hover a column for its definition.
Forensic Flags
Gross NPA is 0.74%, +0.08 points over a year; net NPA 0.19%
Standalone results, 2026-06-30 against 2025-06-30.
8 checks within their thresholds
Exceptional items above 5% of pre-tax profit in 0 of the last 4 years
FY20–FY26.
Effective tax rate averaged 24%
Tax over pre-tax profit, last 3 years. The base corporate rate is about 25%.
Share count changed +0.6% in three years, net of bonuses and splits
From 2022-09-30 to 2026-03-31. Shares issued for mergers, placements, conversions and stock options all count.
Promoter holding is 2.07%, -0.03 points over a year
2026-06-30 against 2025-06-30.
No promoter shares are pledged
Shareholding pattern as at 2026-06-30.
No auditor change or resignation filings in three years
From NSE announcements on record.
Results were filed late in 0 of the last 8 quarters
Slowest filing came 49 days after the period end.
Provisions took 19% of pre-provision operating profit
FY26.
Computed from NSE filings (standalone). Colours follow fixed thresholds, shown on hover. These are facts about the filings, not advice.
Formula Scores
Piotroski F-score: not computed · FY to 2026-03-31the tests use working capital and gross margin, which a bank's or insurer's statements do not have
Altman Z-score: not computed · FY to 2026-03-31not defined for a bank's or insurer's balance sheet
Graham number: 292.03 ₹ per share · FY to 2026-03-31√(22.5 × earnings per share × book value per share): the price at which P/E × P/B = 22.5 (a P/E of 15 at a P/B of 1.5)
- earnings per share: 25.97
- book value per share: 145.95 — owners' equity over shares (paid-up capital / face value)
Inputs: earnings per share 25.97 (2026-03-31) · owners' equity ₹14,108 Cr (2026-03-31) · paid-up capital ₹193 Cr (2026-03-31) · face value 2 (2026-03-31)
a number the book uses as a ceiling for a defensive investor's purchase price; it is arithmetic on two reported figures, not a valuation
Source: Benjamin Graham, The Intelligent Investor (1949; the 22.5 in the 1973 edition's criteria for the defensive investor)
Sloan accrual ratio: not computed · FY to 2026-03-31operating cash flow is not comparable for a bank or insurer
Each score is its published formula applied to the company's own filings (standalone); open one for the tests, the inputs and the paper. Arithmetic on the filings, not a view on the stock.