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Quarterly results

consolidated · as filed with NSE · Q1 FY27 back to Q4 FY19

₹ crore	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24	Q2 FY24	Q1 FY24	Q4 FY23	Q3 FY23	Q2 FY23	Q1 FY23	Q4 FY22	Q3 FY22	Q2 FY22	Q1 FY22	Q4 FY21	Q3 FY21	Q2 FY21	Q1 FY21	Q4 FY20	Q3 FY20	Q2 FY20	Q1 FY20	Q4 FY19
Interest earned	90,575	87,183	87,067	86,994	87,372	86,779	85,040	83,002	81,546	79,434	78,008	75,039	51,168	47,548	45,002	40,930	37,274	35,574	34,588	33,520	32,254	32,607	31,852	31,742	32,352	31,795	31,201	30,017	29,176	0
Interest expended	47,626	45,220	45,821	46,741	47,709	46,986	46,914	45,414	44,580	43,692	43,242	41,250	25,955	22,606	20,505	18,311	16,358	15,227	14,724	14,415	14,219	14,083	14,523	15,033	15,608	15,529	16,073	15,558	14,977	0
Net interest income	42,950	41,962	41,246	40,253	39,663	39,793	38,126	37,588	36,967	35,742	34,766	33,789	25,213	24,942	24,497	22,619	20,916	20,348	19,864	19,105	18,035	18,524	17,329	16,709	16,743	16,266	15,128	14,458	14,199	0
Other income	42,535	29,737	39,860	31,567	45,683	33,489	27,154	38,455	35,450	44,958	37,007	32,528	9,853	9,611	9,121	8,252	6,929	8,386	8,777	7,916	6,680	8,303	7,987	6,696	4,347	6,492	7,125	6,114	5,148	0
Operating profit (pre-provision)	30,996	31,112	30,582	30,941	36,163	29,379	27,930	27,237	25,870	31,572	25,847	24,279	19,889	19,962	20,180	18,722	16,489	17,720	18,034	17,036	16,008	17,018	16,136	14,798	13,684	13,898	13,727	12,520	11,749	0
Provisions	3,803	3,440	3,621	4,282	15,314	3,805	3,957	3,269	3,143	13,811	4,604	3,312	3,292	3,179	3,244	3,765	3,666	4,031	3,816	4,713	5,366	5,753	4,323	4,420	4,345	4,217	3,478	3,091	2,914	0
Profit before tax	27,193	26,948	26,961	25,906	20,850	25,124	23,973	23,167	22,727	17,371	21,243	20,967	16,597	16,783	16,936	14,956	12,823	13,690	14,218	12,324	10,642	11,266	11,813	10,378	9,340	9,682	10,249	9,429	8,835	0
Net profit	20,383	20,351	20,691	19,611	17,090	18,835	18,340	17,826	17,188	17,622	17,718	17,312	12,403	12,634	12,735	11,163	9,617	10,475	10,616	9,120	7,940	8,444	8,760	7,703	6,941	7,297	7,660	6,649	5,691	0
EPS (₹)	12.50	13.22	12.88	12.78	21.23	24.62	23.11	23.40	21.67	23.20	22.74	22.24	22.15	22.58	22.78	20.01	17.30	18.80	19.10	16.40	14.40	15.30	15.90	14.00	12.60	13.30	14.00	12.10	20.80	0.00
Net profit YoY	+19.3%	+8.0%	+12.8%	+10.0%	−0.6%	+6.9%	+3.5%	+3.0%	+38.6%	+39.5%	+39.1%	+55.1%	+29.0%	+20.6%	+20.0%	+22.4%	+21.1%	+24.0%	+21.2%	+18.4%	+14.4%	+15.7%	+14.4%	+15.9%	+22.0%	–	–	–	–	–

Annual results

financial years ending March · from the fourth-quarter filings

₹ crore	FY26	FY25	FY24	FY23	FY22	FY21	FY20	FY19
Interest earned	3,48,615	3,36,367	2,83,649	1,70,754	1,35,936	1,28,552	1,22,189	1,05,161
Interest expended	1,85,491	1,83,894	1,54,139	77,780	58,584	59,248	62,137	53,713
Net interest income	1,63,124	1,52,473	1,29,510	92,974	77,352	69,305	60,052	51,448
Other income	1,46,848	1,34,549	1,24,346	33,912	31,759	27,333	24,879	18,947
Operating profit (pre-provision)	1,28,798	1,10,417	1,01,587	75,352	68,799	61,636	51,895	59,944
Provisions	26,656	14,175	25,018	13,854	17,925	18,840	13,700	8,382
Profit before tax	98,948	93,594	75,184	61,498	50,873	42,796	38,195	51,562
Net profit	76,026	70,792	64,062	46,149	38,151	31,857	27,296	39,689
EPS (₹)	49.50	92.81	90.42	82.64	68.80	57.90	49.80	83.30
Net profit YoY	+7.4%	+10.5%	+38.8%	+21.0%	+19.8%	+16.7%	−31.2%	–

EPS is as filed for each period and is not restated for later bonus issues or splits. Banks report NPA ratios in standalone results only.

Cash flow

annual · ₹ crore

₹ crore	FY26	FY25	FY24	FY23	FY22
Operating cash flow	1,13,506	1,27,242	19,069	20,814	−11,960
Investing cash flow	6,363	−3,851	5,314	−3,424	−2,216
Financing cash flow	−59,005	−1,02,478	7,199	23,941	48,124

Net profit trend

annual, ₹ crore

FY21

₹31,857

FY22

₹38,151+20%

FY23

₹46,149+21%

FY24

₹64,062+39%

FY25

₹70,792+11%

FY26

₹76,026+7%

Result filings

as filed with NSE · PDF and XBRL

Period	Basis	Filed	Documents
Q1 FY27	Consolidated	18 Jul 2026	PDF on NSE XBRL
Q1 FY27	Standalone	18 Jul 2026	PDF on NSE XBRL
Q4 FY26	Consolidated · audited	18 Apr 2026	PDF on NSE XBRL
Q4 FY26	Standalone · audited	18 Apr 2026	PDF on NSE XBRL
Q3 FY26	Consolidated	17 Jan 2026	PDF on NSE XBRL
Q3 FY26	Standalone	17 Jan 2026	PDF on NSE XBRL
Q2 FY26	Consolidated	18 Oct 2025	PDF on NSE XBRL
Q2 FY26	Standalone	18 Oct 2025	PDF on NSE XBRL
Q1 FY26	Consolidated	19 Jul 2025	PDF on NSE XBRL
Q1 FY26	Standalone	19 Jul 2025	PDF on NSE XBRL

Annual reports

NSE archive

FY2612.08 MB FY25 FY24 FY23 FY22 FY21 FY20 FY19 FY18 FY17

Key ratios

P/E (TTM)5Y avg 17.6×14.3×

P/B5Y avg 2.80×1.95×

ROEFY26, on average equity13.8%

ROAon average assets1.63%

Revenue CAGR (3Y)26.9%

Profit CAGR (3Y)18.1%

EPS (TTM)₹51.33

Market cap₹11.32L Cr

Computed from the filings and the last close. Market cap uses the latest share count from the balance sheet.

P/B vs history

1.95×

vs 6-point avg 2.80× (−30%)

1.94× low2.80× avg4.17× high

History points are balance-sheet dates (2022 → 2026), priced at the adjusted close on each date.

Balance sheet 31 Mar 2026

Total assets₹49.08L Cr+12%

Advances₹30.51L Cr+12%

Deposits₹31L Cr+14%

Investments₹12.8L Cr+8%

Borrowings₹5.88L Cr−7%

Net worth₹5.82L Cr+12%

Change vs the same date a year earlier.

Revenue mix FY26

Retail Banking41.8%result ₹32,027 Cr

Wholesale Banking24.1%result ₹33,948 Cr

Insurance Business14.9%result ₹7,084 Cr

Treasury11.4%result ₹18,963 Cr

Other Banking Business5.1%result ₹10,416 Cr

Others2.7%result ₹2,068 Cr

Segment revenue as reported, before inter-segment eliminations.

Shareholding 30 Jun 2026

%	Jun 26	Mar 26	Dec 25	Sept 25	Aug 25	Jun 25	Mar 25	Dec 24	Sept 24	Jun 24	Mar 24	Dec 23
FII	41.83	44.05	47.67	48.39	48.61	48.84	48.30	49.20	48.01	47.17	47.83	52.30
DII	41.92	40.32	37.19	36.26	36.04	35.96	35.86	34.56	35.31	35.48	33.60	30.80
of which MF	30.62	29.54	26.66	26.02	25.82	25.61	–	–	–	–	–	–
Retail	13.04	12.50	12.06	12.24	12.22	12.09	12.39	12.63	13.02	13.56	14.55	13.06
Other public	3.21	3.13	3.08	3.11	3.13	3.11	3.45	3.61	3.66	3.79	4.02	3.84

45,32,753 shareholders · NSE shareholding pattern filings.