Quarterly results
standalone · as filed with NSE · Q1 FY27 back to Q3 FY24
| ₹ crore | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest earned | 288 | 273 | 272 | 504 | 247 | 466 | 235 | 224 | 218 | 204 | 204 |
| Interest expended | 155 | 152 | 153 | 282 | 137 | 256 | 128 | 123 | 119 | 117 | 117 |
| Net interest income | 134 | 121 | 119 | 221 | 110 | 210 | 107 | 101 | 99.1 | 86.7 | 87.4 |
| Other income | 26.1 | 25.8 | 26.5 | 46 | 22.9 | 43.7 | 18.2 | 25.7 | 16.6 | 20.5 | 18.3 |
| Operating profit (pre-provision) | 64.4 | 59.8 | 51.7 | 102 | 51.4 | 94.6 | 47.8 | 48.2 | 42.6 | 39.5 | 40.1 |
| Provisions | 9.4 | 5.8 | 5.8 | 13.1 | 8.8 | 4 | 2.2 | 3.9 | 2.4 | 1.8 | 1.6 |
| Profit before tax | 55 | 54 | 45.9 | 88.9 | 42.5 | 90.6 | 45.6 | 44.3 | 40.2 | 37.6 | 38.5 |
| Net profit | 41.3 | 40.1 | 34.4 | 66.9 | 32 | 68.3 | 34.1 | 33.3 | 30 | 28.2 | 28.9 |
| EPS (₹) | 9.09 | 8.82 | 7.60 | 14.78 | 7.08 | 15.13 | 7.55 | 7.41 | 6.66 | 6.88 | 7.92 |
| Gross NPA | 2.5% | 2.5% | 2.7% | 2.7% | 2.7% | 2.6% | 2.7% | 2.6% | 2.7% | 2.8% | 3.0% |
| Net NPA | 1.1% | 1.2% | 1.4% | 1.4% | 1.4% | 1.3% | 1.4% | 1.3% | 1.4% | 1.4% | 1.5% |
| Net profit YoY | +29.0% | −41.3% | +1.1% | +100.7% | +6.6% | +142.1% | +17.7% | – | – | – | – |
Annual results
financial years ending March · from the fourth-quarter filings| ₹ crore | FY26 | FY25 | FY24 |
|---|---|---|---|
| Interest earned | 1,049 | 909 | 794 |
| Interest expended | 587 | 498 | 449 |
| Net interest income | 461 | 410 | 345 |
| Other income | 98.3 | 86 | 68.1 |
| Operating profit (pre-provision) | 214 | 185 | 155 |
| Provisions | 24.7 | 10.3 | 6.7 |
| Profit before tax | 189 | 175 | 148 |
| Net profit | 141 | 132 | 112 |
| EPS (₹) | 31.20 | 29.18 | 30.65 |
| Gross NPA | 2.5% | 2.6% | 2.8% |
| Net NPA | 1.2% | 1.3% | 1.4% |
| Net profit YoY | +7.4% | +18.0% | – |
EPS is as filed for each period and is not restated for later bonus issues or splits.
Cash flow
annual · ₹ crore| ₹ crore | FY26 | FY25 | FY24 |
|---|---|---|---|
| Operating cash flow | −385 | 279 | 113 |
| Investing cash flow | −36.7 | −56.5 | −162 |
| Financing cash flow | 163 | −155 | 223 |
Net profit trend
annual, ₹ croreFY24
₹112
FY25
₹132+18%
FY26
₹141+7%
Result filings
as filed with NSE · PDF and XBRL| Period | Basis | Filed | Documents |
|---|---|---|---|
| Q1 FY27 | Standalone | 23 Jul 2026 | PDF XBRL |
| Q1 FY27 | Standalone | – | PDF on NSE XBRL |
| Q4 FY26 | Standalone · audited | 29 Apr 2026 | PDF XBRL |
| Q3 FY26 | Standalone | 29 Jan 2026 | PDF on NSE XBRL |
| Q2 FY26 | Standalone | – | PDF on NSE XBRL |
| Q2 FY26 | Standalone | 29 Oct 2025 | PDF XBRL |
| Q1 FY26 | Standalone | 24 Jul 2025 | PDF XBRL |
| Q4 FY25 | Standalone · audited | – | PDF on NSE XBRL |
| Q4 FY25 | Standalone · audited | – | PDF on NSE XBRL |
| Q4 FY25 | Standalone · audited | 29 Apr 2025 | PDF on NSE XBRL |
Annual reports
NSE archiveKey ratios
P/E (TTM)5Y avg 10.1×7.0×
P/B5Y avg 0.98×0.88×
ROEFY26, on average equity10.1%
ROAon average assets1.27%
Revenue CAGR (3Y)–
Profit CAGR (3Y)–
EPS (TTM)₹40.22
Market cap₹1,284 Cr
Computed from the filings and the last close. Market cap uses the latest share count from the balance sheet.
P/B vs history
0.88×
vs 5-point avg 0.98× (−10%)
0.68× low0.98× avg1.32× high
History points are balance-sheet dates (2024 → 2026), priced at the adjusted close on each date.
Balance sheet 31 Mar 2026
Total assets₹12,144 Cr+20%
Advances₹8,572 Cr+21%
Deposits₹10,018 Cr+20%
Investments₹1,973 Cr+8%
Borrowings₹499 Cr+56%
Net worth₹1,461 Cr+9%
Change vs the same date a year earlier.
Revenue mix FY26
Retail Banking71.0%result ₹208 Cr
Treasury16.4%result ₹25 Cr
Wholesale Banking9.4%result ₹7.2 Cr
Other Banking Operations3.2%result ₹40.4 Cr
Segment revenue as reported, before inter-segment eliminations.