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Quarterly results

consolidated · as filed with NSE · Q1 FY27 back to Q4 FY19

₹ crore	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24	Q2 FY24	Q1 FY24	Q4 FY23	Q3 FY23	Q2 FY23	Q1 FY23	Q4 FY22	Q3 FY22	Q2 FY22	Q1 FY22	Q4 FY21	Q3 FY21	Q2 FY21	Q1 FY21	Q4 FY20	Q3 FY20	Q1 FY20	Q4 FY19
Interest earned	35,542	34,171	33,709	32,310	32,348	32,452	32,162	31,601	31,159	30,231	28,865	27,418	26,246	24,630	22,843	20,783	19,193	18,209	17,653	16,683	16,302	15,840	15,757	16,300	16,799	16,503	15,965	15,535	0
Interest expended	20,215	19,080	18,785	17,971	18,239	18,121	18,040	17,615	17,261	16,727	15,943	14,749	13,972	12,580	11,094	10,150	9,565	9,162	8,795	8,598	8,367	8,128	8,252	8,863	9,683	9,557	9,393	9,564	0
Net interest income	15,327	15,091	14,924	14,338	14,110	14,332	14,123	13,986	13,898	13,503	12,923	12,669	12,274	12,049	11,749	10,633	9,629	9,046	8,858	8,085	7,934	7,713	7,505	7,436	7,116	6,946	6,572	5,970	0
Other income	7,671	6,972	7,189	7,460	8,053	7,506	6,797	7,603	6,637	7,606	6,272	5,705	5,648	5,496	5,241	4,476	3,493	4,792	4,438	4,284	3,984	5,188	4,154	4,147	2,663	4,283	4,011	3,874	0
Operating profit (pre-provision)	12,499	10,819	11,739	11,138	12,214	11,445	11,247	11,452	10,745	11,202	9,737	9,166	9,252	9,645	9,765	8,120	6,267	6,887	6,665	6,304	6,741	7,281	6,410	7,156	5,899	6,077	5,936	5,840	0
Provisions	2,337	3,572	2,368	3,643	4,034	1,550	2,240	2,275	2,102	1,217	1,049	852	1,060	308	1,446	547	384	984	1,363	1,763	3,557	3,324	4,626	4,606	4,441	7,834	3,487	3,814	0
Profit before tax	10,161	7,247	9,371	7,496	8,180	9,895	9,007	9,177	8,643	9,985	8,688	8,314	8,192	−3,153	8,319	7,573	5,883	5,903	5,301	4,542	3,184	3,957	1,784	2,550	1,458	−1,758	2,449	2,026	0
Net profit	7,657	7,632	7,044	5,558	6,260	7,490	6,763	7,409	6,450	7,614	6,493	6,218	6,099	−5,371	6,209	5,625	4,389	4,434	3,973	3,383	2,375	2,960	1,335	1,849	1,108	−1,250	1,884	1,263	0
EPS (₹)	24.55	24.47	22.59	17.82	20.15	24.14	21.79	23.94	20.84	24.63	21.06	20.14	19.79	-17.43	20.13	18.27	14.27	14.40	12.90	11.05	7.69	9.60	4.31	6.22	3.90	-4.48	6.65	4.87	0.00
Gross NPA	1.3%	1.2%	1.4%	1.5%	1.6%	1.3%	1.5%	1.4%	1.5%	1.4%	1.6%	1.7%	2.0%	2.0%	2.4%	2.5%	2.8%	2.8%	3.2%	3.5%	3.9%	3.7%	3.4%	4.2%	4.7%	4.9%	5.0%	–	–
Net NPA	0.4%	0.4%	0.4%	0.4%	0.4%	0.3%	0.4%	0.3%	0.3%	0.3%	0.4%	0.4%	0.4%	0.4%	0.5%	0.5%	0.6%	0.7%	0.9%	1.1%	1.2%	1.1%	0.7%	1.0%	1.2%	1.6%	2.1%	–	–
Net profit YoY	+22.3%	+1.9%	+4.2%	−25.0%	−2.9%	−1.6%	+4.2%	+19.2%	+5.8%	+241.7%	+4.6%	+10.5%	+39.0%	−221.1%	+56.3%	+66.3%	+84.8%	+49.8%	+197.6%	+82.9%	+114.3%	+336.8%	−29.1%	–	−12.3%	–	–	–	–

Annual results

financial years ending March · from the fourth-quarter filings

₹ crore	FY26	FY25	FY24	FY23	FY22	FY21	FY20	FY19
Interest earned	1,32,538	1,27,374	1,12,759	87,448	68,846	64,696	63,716	56,044
Interest expended	74,075	71,036	61,391	43,389	34,923	34,926	37,996	33,883
Net interest income	58,463	56,338	51,368	44,059	33,923	29,770	25,720	22,160
Other income	29,674	28,543	25,230	18,706	17,268	16,152	16,342	14,189
Operating profit (pre-provision)	45,911	44,889	39,356	33,796	26,367	26,747	23,996	19,629
Provisions	13,617	8,166	4,178	2,685	7,438	16,997	18,716	12,037
Profit before tax	32,293	36,722	35,178	18,621	18,929	9,750	5,280	7,592
Net profit	26,494	28,112	26,424	10,853	14,164	7,252	1,879	5,047
EPS (₹)	85.04	90.72	85.62	35.20	46.04	24.19	6.83	19.61
Gross NPA	1.2%	1.3%	1.4%	2.0%	2.8%	3.7%	4.9%	–
Net NPA	0.4%	0.3%	0.3%	0.4%	0.7%	1.1%	1.6%	–
Net profit YoY	−5.8%	+6.4%	+143.5%	−23.4%	+95.3%	+286.0%	−62.8%	–

EPS is as filed for each period and is not restated for later bonus issues or splits. Banks report NPA ratios in standalone results only.

Cash flow

annual · ₹ crore

₹ crore	FY26	FY25	FY24	FY23	FY22
Operating cash flow	−8,474	44,384	−5,555	22,075	28,137
Investing cash flow	−45,917	−51,215	−9,088	−32,694	−27,232
Financing cash flow	60,195	−7,000	22,341	6,641	47,894

Net profit trend

annual, ₹ crore

FY21

₹7,252

FY22

₹14,164+95%

FY23

₹10,853−23%

FY24

₹26,424+143%

FY25

₹28,112+6%

FY26

₹26,494−6%

Result filings

as filed with NSE · PDF and XBRL

Period	Basis	Filed	Documents
Q1 FY27	Consolidated	18 Jul 2026	PDF on NSE XBRL
Q1 FY27	Standalone	18 Jul 2026	PDF on NSE XBRL
Q4 FY26	Consolidated · audited	28 Apr 2026	PDF on NSE XBRL
Q4 FY26	Standalone · audited	28 Apr 2026	PDF on NSE XBRL
Q3 FY26	Consolidated	26 Jan 2026	PDF on NSE XBRL
Q3 FY26	Consolidated	–	PDF on NSE XBRL
Q3 FY26	Standalone	–	PDF on NSE XBRL
Q3 FY26	Standalone	26 Jan 2026	PDF on NSE XBRL
Q2 FY26	Consolidated	–	PDF on NSE XBRL
Q2 FY26	Consolidated	15 Oct 2025	PDF on NSE XBRL

Annual reports

NSE archive

FY2610.79 MB FY25 FY24 FY23 FY22 FY21 FY20 FY19 FY18 FY17

Key ratios

P/E (TTM)5Y avg 12.7×13.7×

P/B5Y avg 1.95×1.78×

ROEFY26, on average equity13.2%

ROAon average assets1.47%

Revenue CAGR (3Y)14.9%

Profit CAGR (3Y)34.6%

EPS (TTM)₹89.36

Market cap₹3.8L Cr

Computed from the filings and the last close. Market cap uses the latest share count from the balance sheet.

P/B vs history

1.78×

vs 7-point avg 1.95× (−9%)

1.69× low1.95× avg2.27× high

History points are balance-sheet dates (2022 → 2026), priced at the adjusted close on each date.

Balance sheet 31 Mar 2026

Total assets₹19.46L Cr+17%

Advances₹12.82L Cr+19%

Deposits₹13.34L Cr+14%

Investments₹4.46L Cr+13%

Borrowings₹2.81L Cr+27%

Net worth₹2.14L Cr+15%

Change vs the same date a year earlier.

Revenue mix FY26

Retail Banking - Others45.4%result ₹5,324 Cr

Corporate/Wholesale Banking21.7%result ₹12,176 Cr

Retail Banking - Digital Banking16.4%result ₹4,255 Cr

Treasury13.8%result ₹5,065 Cr

Other Banking Business2.6%result ₹5,411 Cr

Segment revenue as reported, before inter-segment eliminations.

Shareholding 30 Jun 2026

%	Jun 26	Mar 26	Dec 25	Sept 25	Jun 25	Mar 25	Dec 24	Sept 24	Jun 24	Mar 24	Dec 23	Sept 23
Promoter	7.87	8.14	8.15	8.16	8.17	8.18	8.23	8.29	8.31	8.22	8.20	8.22
FII	43.00	42.05	42.57	41.89	43.81	43.94	47.32	51.78	53.43	53.84	54.68	53.00
DII	42.69	43.36	42.65	42.88	41.21	40.88	37.48	33.21	31.63	30.13	28.83	29.02
of which MF	33.00	34.11	33.48	33.97	32.54	–	–	–	–	–	–	–
Retail	4.96	5.12	5.21	5.51	5.22	5.45	5.39	5.19	5.11	5.13	5.38	5.58
Other public	1.48	1.33	1.42	1.56	1.59	1.55	1.58	1.53	1.52	2.68	2.91	4.18

8,36,818 shareholders · NSE shareholding pattern filings.